9100 W Klinger Rd, Covington, OH 45318 Property Records

Miami County property record for 9100 W Klinger Rd, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,488 sqft · built 1953
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (May 2026)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	May 2026 Sale Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H17-029700`

Property Details

APN / Parcel Number

Primary APN	`H17-029700`
Alternative APNs	`090413.0-01-003-02` `H17NB013A03700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	2,976 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	240 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9100 W KLINGER RD
City	COVINGTON
State	OH
Zip	45318-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-9-13 PT SE COR SE
Legal Range	04
Legal Township	09
Legal Section	13
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1047
Census Tract	320100

Owner

Source: Miami County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9100 W KLINGER RD, COVINGTON, OH 45318-9646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 9, 2022	Survivorship Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 22, 2021	Warranty Deed, Transfer · Line of Credit AMERICAN MORTGAGE SERVICE CO
Jul 21, 2020	Quit Claim Deed, Transfer WESTERN OH MTG
Apr 6, 2017	Warranty Deed, Transfer · FHA Mortgage EQUITY RSRCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Dec 9, 2022 · Amount on Record
Deed Document Number	20265535
Prior Transfer Date	Jul 8, 2020
Prior Transfer Doc	0000009802
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 8, 2026
Property Address	9100 W KLINGER RD, COVINGTON, OH 45318-9646
Document Number	0000005535
Instrument Date	May 1, 2026
Instrument	2026.5535
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$61,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 W KLINGER RD, COVINGTON, OH 45318-9646

December 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 9, 2022
Property Address	9100 W KLINGER RD, COVINGTON, OH 45318-9646
Document Number	0000017367
Instrument Date	Dec 7, 2022
Instrument	2022OR-17367
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9100 W KLINGER RD, COVINGTON, OH 45318-9646

Mortgage

Document Number	0000017368
Date	Dec 9, 2022
Instrument	2022OR-17368

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 22, 2021
Property Address	9100 W KLINGER RD, COVINGTON, OH 45318-9646
Document Number	0000018464
Instrument Date	Oct 21, 2021
Instrument	2021OR-18464
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9100 W KLINGER RD, COVINGTON, OH 45318-9646

Mortgage

Document Number	0000018465
Date	Oct 22, 2021
Instrument	2021OR-18465

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 21, 2020
Property Address	9100 W KLINGER RD, COVINGTON, OH 45318-9646
Document Number	0000098702
Instrument Date	Jul 8, 2020
Instrument	98702
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 W KLINGER RD COVINGTON OH 453189646, COVINGTON, OH 45318-9646

Mortgage

Document Number	9803
Date	Jul 21, 2020
Instrument	9803

Lender

Name	WESTERN OH MTG
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 6, 2017
Property Address	9100 W KLINGER RD, COVINGTON, OH 45318-9646
Document Number	0000004132
Instrument Date	Mar 21, 2017
Instrument	4132
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9100 W KLINGER RD COVINGTON OH 453189646, COVINGTON, OH 45318-9646

Mortgage

Document Number	4133
Date	Apr 6, 2017
Instrument	4133

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,398.00 (+16.58%) Homeowner's exemption	$78,830 (+28.62%) Land $15,580 Building $63,250	$225,200 (+28.61%) Land $44,500 Building $180,700
2024	$2,057.00 (+22.37%) Homeowner's exemption	$61,290 (+18.78%) Land $13,060 Building $48,230
2023	$1,681.00 (-3.72%) Homeowner's exemption	$51,600 (-) Land $13,060 Building $38,540	$175,100 (+18.79%) Land $37,300 Building $137,800
2022	$1,746.00 Homeowner's exemption	$51,600 Land $13,060 Building $38,540	$147,400 Land $37,300 Building $110,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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