9208 Saratoga Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 9208 Saratoga Ave, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,049 sqft · built 2014
Lot Size	0.194 acres (8,492 sqft)
Owner	Individual Name on Record
Tax Bill	$4,522 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R323415`

Property Details

APN / Parcel Number

Primary APN	`R323415`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,049 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,492 sqft (0.194 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9208 SARATOGA AVE
City	LUBBOCK
State	TX
Zip	79424-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUINCY PARK L 372
Legal Subdivision	QUINCY PARK
Legal Lot Number	3720
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1018
Census Tract	10413

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9208 SARATOGA AVE, LUBBOCK, TX 79424-5046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2014
Deed Sale	May 13, 2014
Deed Document Number	2014017190
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	9208 SARATOGA AVE, LUBBOCK, TX 79424-5046
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2310 W INTERSTATE 20 100, 100, ARLINGTON, TX 76017-1675

Mortgage

Document Number	0000039336
Date	Oct 6, 2025
Instrument	2025039336

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	LUBBOCK, TX 79424

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,522.00 (-9.99%) Homeowner's exemption	$279,307 (+5.65%) Land $18,000 Building $261,307	$279,307 (-5.55%) Land $18,000 Building $261,307
2024	$5,024.00 (+5.26%)
2023	$4,773.00 (-9.84%) Homeowner's exemption	$264,374 Land $18,000 Building $277,733	$295,733 Land $18,000 Building $277,733
2022	$5,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40