9204 Saratoga Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 9204 Saratoga Ave, Lubbock, TX 79424

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,556 sqft · built 2018
Lot Size0.167 acres (7,311 sqft)
OwnerIndividual Name on Record
Tax Bill$5,771 (2025)
Deeds & MortgagesJan 2025 Mortgage
Apr 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR323417

Property Details

APN / Parcel Number

Primary APNR323417

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,556 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,311 sqft (0.167 acres)
Garage Area483 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address9204 SARATOGA AVE
CityLUBBOCK
StateTX
Zip79424-5046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionQUINCY PARK L 374
Legal SubdivisionQUINCY PARK
Legal Lot Number3740
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1018
Census Tract10413

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9204 SARATOGA AVE, LUBBOCK, TX 79424-5046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2025Vendor's Lien, Transfer · FHA Mortgage
T2 FINANCIAL LLC
Apr 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
GOODLEAP LLC
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK & TRUST
Dec 14, 2018Vendor's Lien, Subdivision Related Transfer
ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2025
Deed SaleJan 17, 2025
Prior SaleDec 14, 2018
Deed Document Number2025-1998
Record UpdatedJun 8, 2026

January 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJan 17, 2025
Property Address9204 SARATOGA AVE, LUBBOCK, TX 79424-5046
Document Number0000001998
Map ReferenceDOC 2013041742
Instrument DateJan 17, 2025
Instrument2025001998
Transaction TypeTransfer
Record UpdatedOct 6, 2025
Title CompanyTRUE TITLE PARTNERS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9204 SARATOGA AVE, LUBBOCK, TX 79424-5046

Mortgage

Document Number0000001999
DateJan 17, 2025
Instrument2025001999
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address9204 SARATOGA AVE, LUBBOCK, TX 79424-5046
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016619
DateApr 7, 2022
Instrument2022016619
Lender
NameGOODLEAP LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address9204 SARATOGA AVE, LUBBOCK, TX 79424-5046
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE ONE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022369
DateJun 5, 2020
Instrument2020022369
Lender
NameFIRST BANK & TRUST
TypeBank
AddressLUBBOCK, TX 79423
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

December 2018: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateDec 14, 2018
Property Address9204 SARATOGA AVE, LUBBOCK, TX 79424-5046
Document Number0000046871
Map ReferenceFILE2013041742
Instrument DateDec 13, 2018
Instrument2018046871
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 23, 2021
Title CompanyTITLE ONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6305 82ND ST, 6305, LUBBOCK, TX 79424-3681

Transferred To (Grantee/Buyer)

NameVerified Name
Address9204 SARATOGA AVE, LUBBOCK, TX 79424-5046

Mortgage

Document Number0000046872
DateDec 14, 2018
Instrument2018046872
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeLending Institution
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictFrenship Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,771.00 (-6.22%) Homeowner's exemption$331,667 (-6.96%) Land $18,000 Building $313,667$331,667 (-6.96%) Land $18,000 Building $313,667
2024$6,154.00 (-10.03%)
2023$6,840.00 (-8.35%) Homeowner's exemption$356,475 Land $18,000 Building $338,475$356,475 Land $18,000 Building $338,475
2022$7,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40

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