9208 N James Ct, Spokane, WA 99208 Property Records

Spokane County property record for 9208 N James Ct, Spokane, WA 99208

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,333 sqft · built 2004
Lot Size0.309 acres (13,440 sqft)
OwnerIndividual Name on Record
Last Sale$547,500 (Jun 2021)
Tax Bill$5,893 (2026)
Deeds & MortgagesAug 2025 Line of Credit
Jun 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26221.1712

Property Details

APN / Parcel Number

Primary APN26221.1712

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,333 sqft Living Area
Gross Area4,065 sqft
1st Floor Area1,248 sqft
Upper Floors Area880 sqft
Basement Area1,205 sqft
Finished Basement1,205 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialWood Frame
Construction TypeWood
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area13,440 sqft (0.309 acres)
Garage TypeAttached
Garage Area732 sqft
Parking Spaces3 Parking Spaces
Patio Area684 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address9208 N JAMES CT
CitySPOKANE
StateWA
Zip99208-9173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionMCCARROLL EAST 2ND ADD: LOT 6 BLK 1 EXC PTN DAF: BEG AT ELY COR OF LT 6 TH N89DEG44MIN24SECW 40FT TH S00DEG15MIN36SECW 38.97FT TH N46DEG00MIN32SECE 55.84FT TO POB. (AFN 5119403)
Legal Range42E
Legal Township26N
Legal Section22
Legal SubdivisionMCCARROLL EAST 2ND ADD
Legal Block1
Legal Lot Number6
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2021
Census Tract10604

Owner

Source: Spokane County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9208 N JAMES CT, SPOKANE, WA 99208-9173
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2025Deed of Trust, Mortgage · Line of Credit
NUMERICA CU
Jun 2, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN MORTGAGE CO INC
May 9, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 2, 2017Loan Modification, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2021 · Amount on Record
Deed SaleJun 2, 2021 · Amount on Record
Prior SaleApr 25, 2005 · Amount on Record
Deed Document Number20217082966
Prior Transfer DateMar 11, 2006
Prior Transfer Doc0005354238
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address9208 N JAMES CT, SPOKANE, WA 99208-9173
Transaction TypeMortgage
Record UpdatedJan 29, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9208 N JAMES CT, SPOKANE, WA 99208-9173

Mortgage

Document Number0007432667
DateAug 5, 2025
Instrument7432667
Lender
NameNUMERICA CU
TypeCredit Union
AddressVERADALE, WA 99037
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJun 2, 2021
Property Address9208 N JAMES CT, SPOKANE, WA 99208-9173
Document Number0007082966
Map ReferenceVOL 30 PG 8&9
Instrument DateJun 2, 2021
Instrument7082966
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,850.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9208 N JAMES CT, SPOKANE, WA 99208-9173

Mortgage

Document Number0007082967
DateJun 2, 2021
Instrument7082967
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateMay 9, 2019
Property Address9208 N JAMES CT, SPOKANE, WA 99208-9173
Document Number0006803985
Instrument DateMay 8, 2019
Instrument6803985
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9208 N JAMES CT SPOKANE WA 992089173, SPOKANE, WA 99208-9173

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSPOKANE WA
Property Address9208 N JAMES CT, SPOKANE, WA 99208-9173
Document Number0006589058
Instrument DateMar 2, 2017
Transaction TypeMortgage
Record UpdatedApr 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9208 N JAMES CT SPOKANE WA 992089173, SPOKANE, WA 99208-9173

Mortgage

Document Number0006589058
DateMar 29, 2017
Instrument6589058
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 28, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,893.00 (+1.46%)$561,600 (-5.61%) Land $105,000 Building $456,600$561,600 (-5.61%) Land $105,000 Building $456,600
2025$5,808.00 (-0.09%)
2024$595,000 (+24.42%) Land $105,000 Building $490,000$595,000 (+24.42%) Land $105,000 Building $490,000
2023$5,813.00 (+4.05%)$478,200 Land $70,000 Building $408,200$478,200 Land $70,000 Building $408,200
2022$5,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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