9115 N James Ct, Spokane, WA 99208 Property Records

Spokane County property record for 9115 N James Ct, Spokane, WA 99208

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,232 sqft · built 2005
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$589,000 (Jan 2025)
Tax Bill$5,988 (2026)
Deeds & MortgagesJan 2025 Sale & Mortgage
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26221.1703

Property Details

APN / Parcel Number

Primary APN26221.1703

Interior

Bedrooms6 Beds
Full Baths4 Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms11 Rooms
Stories1 Story
Building Area3,232 sqft Living Area
Gross Area3,988 sqft
1st Floor Area1,265 sqft
2nd Floor Area730 sqft
Basement Area1,237 sqft
Finished Basement1,237 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Garage TypeAttached
Garage Area756 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area30 sqft
Deck Area140 sqft
Patio Area30 sqft
Canopy30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address9115 N JAMES CT
CitySPOKANE
StateWA
Zip99208-9174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionMCCARROLL EAST 2ND ADD: LOT 3 BLK 1 (AFN 5119403)
Legal Range42E
Legal Township26N
Legal Section22
Legal SubdivisionMCCARROLL EAST 2ND ADD
Legal Block1
Legal Lot Number3
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2021
Census Tract10604

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2129 E DECATUR AVE, SPOKANE, WA 99208-2733
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2025Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 5, 2022Special Warranty Deed, Transfer · Conventional Mortgage
WHEATLAND BANK
May 23, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2025 · Amount on Record
Deed SaleJan 24, 2025 · Amount on Record
Prior SaleJul 5, 2022 · Amount on Record
Deed Document Number20257395903
Prior Transfer DateOct 21, 2010
Prior Transfer Doc0005946016
Record UpdatedOct 29, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJan 24, 2025
Property Address9115 N JAMES CT, SPOKANE, WA 99208-9174
Document Number0007395903
Map ReferenceVOL 30 PG 8&9
Instrument DateJan 17, 2025
Instrument7395903
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyWFG NATL TTL CO OF EASTERN W

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,544.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2129 E DECATUR AVE, SPOKANE, WA 99208-2733

Mortgage

Document Number0007395904
DateJan 24, 2025
Instrument7395904
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

Mortgage

Document Number0007395905
DateJan 24, 2025
Instrument7395905
Lender
NameWASHINGTON STATE EMPLOYEES CU
TypeCredit Union
AddressSEATTLE, WA 98104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSPOKANE WA
Recording DateJul 5, 2022
Property Address9115 N JAMES CT, SPOKANE, WA 99208-9174
Document Number0007221124
Map ReferenceVOL 30 PG 8&9
Instrument DateJun 22, 2022
Instrument7221124
Transaction TypeTransfer
Record UpdatedJan 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,497.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13580 GROUPE DR STE 400, 400, WOODBRIDGE, VA 22192-4166

Transferred To (Grantee/Buyer)

NameVerified Name
Address9115 N JAMES CT, FAIRBANKS, AK 99708

Mortgage

Document Number0007221125
DateJul 5, 2022
Instrument7221125
Lender
NameWHEATLAND BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateMay 23, 2019
Property Address9115 N JAMES CT, SPOKANE, WA 99208-9174
Document Number0006807395
Map ReferenceVOL 30 PG 8&9
Instrument DateMay 8, 2019
Instrument6807395
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyTICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,214.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9115 N JAMES CT, SPOKANE, WA 99208-9174

Mortgage

Document Number0006807396
DateMay 23, 2019
Instrument6807396
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2039

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,988.00 (+5.93%)$560,500 (+2.6%) Land $95,000 Building $465,500$560,500 (+2.6%) Land $95,000 Building $465,500
2025$5,653.00 (+5.9%)
2024$546,300 (+28.42%) Land $95,000 Building $451,300$546,300 (+28.42%) Land $95,000 Building $451,300
2023$5,338.00 (+7.36%)$425,400 Land $65,000 Building $360,400$425,400 Land $65,000 Building $360,400
2022$4,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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