9151 Cooley Lake Rd, White Lake, MI 48386 Property Records

Oakland County property record for 9151 Cooley Lake Rd, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1968
Lot Size	0.338 acres (14,723 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Apr 1996)
Tax Bill	$1,317 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Y-12-35-479-022`

Property Details

APN / Parcel Number

Primary APN	`Y-12-35-479-022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Game Room	Game Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,723 sqft (0.338 acres)
Lot Dimensions	100 ft deep x 97.5 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9151 COOLEY LAKE RD
City	WHITE LAKE
State	MI
Zip	48386-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 35 LONGCROFT E 1/2 OF LOT 5 & ALL OF LOT 6
Legal Range	08E
Legal Township	03N
Legal Section	35
Legal Subdivision	LONGCROFT
Legal Lot Number	5-6
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	4
Census Block	4026
Census Tract	130700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9151 COOLEY LAKE RD, WHITE LAKE, MI 48386-4033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN UNITED CU
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 1996 · Amount on Record
Deed Sale	Apr 9, 1996 · Amount on Record
Prior Sale	Apr 9, 1996
Prior Transfer Date	Apr 3, 1996
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9151 COOLEY LAKE RD, WHITE LAKE, MI 48386-4033
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9151 COOLEY LAKE RD, WHITE LAKE, MI 48386-4033

Mortgage

Document Number	20250141052
Date	Nov 6, 2025
Book Page	60686/220
Instrument	20250141052

Lender

Name	MICHIGAN UNITED CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 29, 2040

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9151 COOLEY LAKE RD, WHITE LAKE, MI 48386-4033
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9151 COOLEY LAKE RD, WHITE LAKE, MI 48386-4033

Mortgage

Document Number	0000022644
Date	Jan 27, 2021
Book Page	55583/500
Instrument	22644

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,317.00 (-43.86%) Homeowner's exemption	$117,160 (+6.28%)	$234,320 (+6.28%)
2024	$2,346.00 (+14.61%)
2023		$110,240	$220,480
2021	$2,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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