9205 Windstone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9205 Windstone Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	6 ba · 5,981 sqft · built 1997
Lot Size	0.912 acres (39,727 sqft)
Owner	2 Trust Names on File
Last Sale	$491,500 (Feb 2018)
Tax Bill	$3,893 (2025)
Deeds & Mortgages	Mar 2025 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171M B 012`

Property Details

APN / Parcel Number

Primary APN	`171M B 012`
Alternative APN	`0000121012`

Interior

Full Baths	6 Baths
Stories	1 Story
Building Area	5,981 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,727 sqft (0.912 acres)
Lot Dimensions	332 ft deep x 135 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000121012
Street Address	9205 WINDSTONE DR
City	OOLTEWAH
State	TN
Zip	37363-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 46 FOUNTAINGATE FOUNTAIN OAKS SEC 40-99 OUT OF 171-50 FOR 1987
Legal Subdivision	FOUNTAINGATE
Legal Lot Number	46
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	4
Census Block	4006
Census Tract	11325

Owner

9205 Windstone Dr is owner-occupied and held in a trust since February 2018.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9205 WINDSTONE DR, OOLTEWAH, TN 37363-9362
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2025	Intrafamily Transfer, Transfer
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 16, 2018	Warranty Deed, Transfer · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on File
Deed Sale	Feb 16, 2018 · Amount on File
Prior Sale	May 5, 2010 · Amount on File
Deed Document Number	2018184
Deed Book / Page	11272 / 912
Prior Transfer Date	Apr 29, 2010
Prior Transfer Doc	0000000141
Record Updated	Sep 20, 2026

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Mar 28, 2025
Property Address	9205 WINDSTONE DR, OOLTEWAH, TN 37363-9362
Document Number	0000000136
Book / Page	13875 / 540
Map Reference	MB 40 PG 99-3
Instrument Date	Mar 26, 2025
Instrument	2025032800136
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9205 WINDSTONE DR, OOLTEWAH, TN 37363-9362

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9205 WINDSTONE DR, OOLTEWAH, TN 37363-9362
Document Number	1209000114
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9205 WINDSTONE DR OOLTEWAH TN 373639362, OOLTEWAH, TN 37363-9362

Mortgage

Document Number	1209000114
Date	Dec 9, 2020
Book Page	012267/000261
Instrument	201209000114

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 16, 2018
Property Address	9205 WINDSTONE DR, OOLTEWAH, TN 37363-9362
Document Number	0000000184
Book / Page	011272 / 000912
Instrument Date	Feb 15, 2018
Instrument	184
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,818.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9205 WINDSTONE DR OOLTEWAH TN 373639362, OOLTEWAH, TN 37363-9362

Mortgage

Document Number	185
Date	Feb 16, 2018
Book Page	011272/000915
Instrument	185

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9205 Windstone Dr was $3,893, up 17.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,893.00 (+17.72%)	$256,900 (+73.76%)	$1,027,600 (+73.76%) Land $100,000 Building $927,600
2024	$3,307.00 (-0.27%)	$147,850 (-)	$591,400 (-) Land $60,000 Building $531,400
2023	$3,316.00	$147,850	$591,400 Land $60,000 Building $531,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9205 Windstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9205 Windstone Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

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