Bay County property record for 9205 Ruff Rd, Youngstown, FL 32466
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.516 acres (22,476 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $191,000 (Aug 2025) |
| Deeds & Mortgages | Oct 2025 Sale Aug 2025 Sale & Mortgage |
| APN | 05288-368-010 |
| Primary APN | 05288-368-010 |
|---|
| Lot Area | 22,476 sqft (0.516 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Street Address | 9205 RUFF RD |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-2192 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | 16 2S 13W -1.368A- 141B S 1/2 OF BEG 1679.97 S & 1561.91 W OF NE COR TH S 300 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 401 |
Source: Bay County records · APN 05288-368-010
Assessment roll updated January 5, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9205 RUFF RD, YOUNGSTOWN, FL 32466-2192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 29, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Aug 18, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Deed Document Number | 202546721 |
| Deed Book / Page | 4943 / 508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 29, 2025 |
| Property Address | 9205 RUFF RD, YOUNGSTOWN, FL 32466-2192 |
| Document Number | 0049671839 |
| Book / Page | 4967 / 1839 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 2025062853 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $436.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1005 W MAIN ST # ST6, ST6, ADA, OK 74820-5426 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9205 RUFF RD, YOUNGSTOWN, FL 32466-2192 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 18, 2025 |
| Property Address | 9205 RUFF RD, YOUNGSTOWN, FL 32466-2192 |
| Document Number | 0049430508 |
| Book / Page | 4943 / 508 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2025046721 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,337.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 RENA DR, LAFAYETTE, LA 70503-4352 |
| Name | Verified Name |
|---|---|
| Address | 9205 RUFF RD, YOUNGSTOWN, FL 32466-2192 |
| Document Number | 0004943510 |
|---|---|
| Date | Aug 18, 2025 |
| Instrument | 4943/510 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2055 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $10,878 Land $10,878 | $10,878 Land $10,878 |
Source: FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050004011, as of September 2026 · Last verified October 2026
| Flood Insurance Cost | Premium on Record median of 42 policies |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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