9137 Ruff Rd, Youngstown, FL 32466 Property Records

Bay County property record for 9137 Ruff Rd, Youngstown, FL 32466

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 2005
Lot Size	1.03 acres (44,997 sqft)
Owner	Individual Name on File
Last Sale	$17,400 (Sep 2013)
Tax Bill	$586 (2025)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05288-450-000`

Property Details

APN / Parcel Number

Primary APN	`05288-450-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	44,997 sqft (1.03 acres)
Lot Dimensions	300 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	640 sqft
Porch	Screened/Unfinished Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9137 RUFF RD
City	YOUNGSTOWN
State	FL
Zip	32466-2192
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R2
Legal Description	16-2S-13W -1.450- BEG 1979.97 S & 1560 W OF NE COR TH W 300 S 150 E 300 N 150 TO POB AKA L-12 B-B PANAMA PINES U-IV UNR ORB 3547 P 307
Legal Range	13W
Legal Township	02S
Legal Section	16
Legal Subdivision	PANAMA PINES
Legal Block	B
Legal Lot Number	12
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1015
Census Tract	401

Owner

Source: Bay County records · APN 05288-450-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8800 CLEAR LAKE DR, YOUNGSTOWN, FL 32466-8400
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 2013 · Amount on Record
Deed Sale	Sep 12, 2013 · Amount on Record
Prior Sale	Jun 19, 2013 · Amount on Record
Deed Document Number	201354842
Deed Book / Page	3547 / 307
Last Transfer Date	Jan 29, 2026
Transfer Doc	0049991530
Record Updated	Jun 08, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Feb 06, 2026
Property Address	9137 RUFF RD, YOUNGSTOWN, FL 32466-2192
Document Number	0049991530
Book / Page	4999 / 1530
Instrument Date	Jan 29, 2026
Instrument	2026007158
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8239 GREBE ST, YOUNGSTOWN, FL 32466-8320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8800 CLEAR LAKE DR, YOUNGSTOWN, FL 32466-8400
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$586.00 (-0.68%)	$47,423 (+18.16%) Land $21,755 Building $25,668	$47,423 (+18.16%) Land $21,755 Building $25,668
2024	$590.00 (+8.86%)
2023	$542.00 (+20.44%)	$40,134 (+12.79%) Land $16,018 Building $24,116	$40,134 (+12.79%) Land $16,018 Building $24,116
2022	$450.00	$35,583 Land $14,516 Building $21,067	$35,583 Land $14,516 Building $21,067

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), as of September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050004011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 102 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1030050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.