9205 E South Circle Dr, Effingham, IL 62401 Property Records

Effingham County property record for 9205 E South Circle Dr, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1,008 sqft · built 1962
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on Record
Tax Bill$1,806 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN11-26-011-007

Property Details

APN / Parcel Number

Primary APN11-26-011-007

Interior

Bedrooms1 Bed
Stories1 Story
Building Area1,008 sqft Base Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area27,007 sqft (0.62 acres)

Location & Zoning

Street Address9205 E SOUTH CIRCLE DR
CityEFFINGHAM
StateIL
Zip62401-7601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 34 BLUE POINT SUBD 1532/55 1446/298 1297/28 860/173 711/61
Legal SubdivisionBLUE POINT SUBDIVISION
Legal Lot Number34
JurisdictionEFFINGHAM IL
Township / Civil DivisionSUMMIT
Census Block Group3
Census Block3002
Census Tract950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9205 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-7601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address9205 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-7601
Transaction TypeMortgage
Record UpdatedJan 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201700005628
DateDec 8, 2017
Book Page3353/027
Instrument201700005628
Lender
NameFIRST MID ILLINOIS BANK & TRUST NA
TypeBank
AddressMATTOON, IL 61938
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2037

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionSummit Township
Unified School DistrictBeecher City Community Unit School District 20 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,806.00 (-15.8%)$77,610 (+31.3%) Land $27,050 Building $50,560$232,830 (+31.3%) Land $81,150 Building $151,680
2022$2,145.00 Homeowner's exemption Senior Citizen's exemption$59,110 Land $20,600 Building $38,510$177,330 Land $61,800 Building $115,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E South Circle Dr

Nearby Streets

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