9143 E South Circle Dr, Effingham, IL 62401 Property Records

Effingham County property record for 9143 E South Circle Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,416 sqft · built 1993
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Feb 2017 Line of Credit Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-011-052`

Property Details

APN / Parcel Number

Primary APN	`11-26-011-052`

Interior

Stories	1 Story
Building Area	1,416 sqft Base Area

Exterior

Year Built	Built 1993
Construction Type	Frame
Lot Area	85,378 sqft (1.96 acres)
Garage Type	Mixed
Garage Area	1,656 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	9143 E SOUTH CIRCLE DR
City	EFFINGHAM
State	IL
Zip	62401-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 & 16 BLUE POINT SUBD 3755/260 3750/35 3750/32 1009/179 1009/177
Legal Subdivision	BLUE POINT SUBDIVISION
Legal Lot Number	15-16
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3074
Census Tract	950200

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9143 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF KANKAKEE COUNTY
Jan 18, 2022	Affidavit of Death of Joint Tenant, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 18, 2022
Transfer Doc	003755/260
Record Updated	Jun 7, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9143 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-5104
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003279/031
Date	Feb 15, 2017
Book Page	3279/031
Instrument	201701700714

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 18, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9143 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-5104
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003521/278
Date	Dec 23, 2019
Book Page	3521/278
Instrument	201901905260

Lender

Name	PEOPLES BANK OF KANKAKEE COUNTY
Type	Bank
Address	KANKAKEE, IL 60901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 18, 2022
Property Address	9143 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-5104
Document Number	003755/260
Book / Page	3755 / 260
Map Reference	MB 2 PG 94
Instrument Date	Jan 8, 2022
Instrument	202222000261
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9143 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-5104

Mortgage

Document Number	003755/263
Date	Jan 18, 2022
Book Page	3755/263
Instrument	202222000262

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.5%
Type Change Date	Jan 8, 2022

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$121,100 Land $43,070 Building $78,030	$363,300 Land $129,210 Building $234,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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