9203 Elder Ln, Youngstown, FL 32466 Property Records

Bay County property record for 9203 Elder Ln, Youngstown, FL 32466

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,539 sqft · built 2018
Lot Size1.02 acres (44,431 sqft)
Owner2 Owner Names on File
Last Sale$21,500 (Feb 2010)
Tax Bill$159 (2025)
Deeds & MortgagesJan 2019 Mortgage
Flood ZoneZone A (high risk)
APN05264-171-034

Property Details

APN / Parcel Number

Primary APN05264-171-034

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,539 sqft Heated Area
Gross Area1,779 sqft
1st Floor Area1,539 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area44,431 sqft (1.02 acres)
Pool TypeAbove-Ground Pool
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address9203 ELDER LN
CityYOUNGSTOWN
StateFL
Zip32466-3350
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description15 2S 13W -1.213- 141A COM NW COR TH S 1649.97' E 2695.59' N 301.57' E 190' N
Legal Range13W
Legal Township02S
Legal Section15
Legal SubdivisionPANAMA PINES UN 11
Legal BlockB
Legal Lot Number4
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group1
Census Block1005
Census Tract401

Owner

Source: Bay County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address9203 ELDER LN, YOUNGSTOWN, FL 32466-3350
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2010 · Amount on Record
Deed SaleFeb 25, 2010 · Amount on Record
Deed Document Number2010009484
Deed Book / Page3221 / 1371
Record UpdatedJun 8, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address9203 ELDER LN, YOUNGSTOWN, FL 32466-3350
Document Number0040882006
Instrument DateJan 2, 2019
Transaction TypeMortgage
Record UpdatedFeb 26, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9203 ELDER LN YOUNGSTOWN FL 324663350, YOUNGSTOWN, FL 32466-3350

Mortgage

Document Number0040882006
DateFeb 11, 2019
Book Page004088/002006
Instrument15643
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35203
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 10, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$159.00 (+22.31%) Homeowner's exemption$37,919 (+17.61%)$95,055 (+7.51%) Land $21,755 Building $73,300
2023$130.00 (+16.07%) Homeowner's exemption$32,242 (+3%)$88,412 (-8.22%) Land $16,018 Building $72,394
2022$112.00 Homeowner's exemption$31,303$96,334 Land $14,516 Building $81,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Wildstar Networks.

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