9117 Elder Ln, Youngstown, FL 32466 Property Records

Bay County property record for 9117 Elder Ln, Youngstown, FL 32466

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,716 sqft · built 1999
Lot Size	1.11 acres (48,484 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Nov 2022)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`05264-171-035`

Property Details

APN / Parcel Number

Primary APN	`05264-171-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Heated Area
Gross Area	2,732 sqft
1st Floor Area	1,716 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	48,484 sqft (1.11 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	576 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	9117 ELDER LN
City	YOUNGSTOWN
State	FL
Zip	32466-3355
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	15 2S 13W -1.214- 141A COM NW COR TH S 1649.97' E 2695.59' N 301.57' E 190' N
Legal Range	13W
Legal Township	02S
Legal Section	15
Legal Subdivision	PANAMA PINES UN 11
Legal Block	B
Legal Lot Number	5
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1005
Census Tract	401

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9117 ELDER LN, YOUNGSTOWN, FL 32466-3355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Apr 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Document Number	2022083860
Deed Book / Page	4632 / 1976
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 21, 2022
Property Address	9117 ELDER LN, YOUNGSTOWN, FL 32466-3355
Document Number	0046321976
Book / Page	4632 / 1976
Instrument Date	Nov 18, 2022
Instrument	2022083860
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1755 POPLAR SPRINGS RD, BUCHANAN, GA 30113-4009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9117 ELDER LN, YOUNGSTOWN, FL 32466-3355

Mortgage

Document Number	0046321978
Date	Nov 21, 2022
Instrument	4632/1978

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Mortgage

Document Number	0046321993
Date	Nov 21, 2022
Book Page	4632/1993
Instrument	2022083862

Lender

Name	BAY COUNTY BOARD OF COUNTY COMMISSIONERS
Type	Government Agency
Address	PANAMA CITY, FL 32401

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 10, 2021
Property Address	9117 ELDER LN, YOUNGSTOWN, FL 32466-3355
Document Number	0044031654
Book / Page	4403 / 1654
Instrument Date	May 3, 2021
Instrument	2021034974
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15320 NW CHIPOLA ST, 15320, ALTHA, FL 32421-3224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9117 ELDER LN, YOUNGSTOWN, FL 32466-3355

Mortgage

Document Number	44031656
Date	May 10, 2021
Instrument	4403/1656

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Apr 12, 2018
Property Address	9117 ELDER LN, YOUNGSTOWN, FL 32466-3355
Document Number	0039972007
Book / Page	003997 / 002007
Instrument Date	Apr 4, 2018
Instrument	21432
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$126.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1200 YALE AVE PANAMA CITY FL 324053524, PANAMA CITY, FL 32405-3524

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (-6.01%) Homeowner's exemption	$154,673 (-1.38%) Land $21,755 Building $132,918	$154,673 (-1.38%) Land $21,755 Building $132,918
2023	$1,514.00 (-2.89%) Homeowner's exemption	$156,840 (+19.14%) Land $16,018 Building $140,822	$156,840 (+19.14%) Land $16,018 Building $140,822
2022	$1,559.00	$131,643 Land $14,516 Building $117,127	$131,643 Land $14,516 Building $117,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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