Orange County property record for 9201 Reflection Pointe Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,599 sqft · built 2018 |
| Lot Size | 0.163 acres (7,113 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Jun 2021) |
| Tax Bill | $10,059 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-23-27-9169-01-390 |
| Primary APN | 36-23-27-9169-01-390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,599 sqft Living Area |
| Gross Area | 3,671 sqft |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,113 sqft (0.163 acres) |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9201 REFLECTION POINTE DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WINDERMERE TRAILS PHASE 4A 84/70 LOT 139 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 36 |
| Legal Subdivision | WINDERMERE TRAILS PH 4A |
| Legal Phase | 4A |
| Legal Tract | 9169 |
| Legal Block | 1 |
| Legal Lot Number | 139 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3062 |
| Census Tract | 17112 |
Source: Orange County records · APN 36-23-27-9169-01-390
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2961 167TH ST, FLUSHING, NY 11358-1510 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 5TH STREET CAPITAL INC |
| Dec 12, 2019 | Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jan 26, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage ANGEL OAK HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2021 · Amount on Record |
| Deed Sale | Jun 04, 2021 · Amount on Record |
| Prior Sale | Dec 12, 2019 · Amount on Record |
| Deed Document Number | 2021332935 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9201 REFLECTION POINTE DR, WINDERMERE, FL 34786-6243 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2021 CLINTONVILLE ST 1, 1, WHITESTONE, NY 11357-3851 |
| Document Number | 20210332936 |
|---|---|
| Date | Jun 04, 2021 |
| Instrument | 20210332936 |
| Name | 5TH STREET CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.25% |
| Index | Other |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 12, 2019 |
| Property Address | 9201 REFLECTION POINTE DR, WINDERMERE, FL 34786-6243 |
| Document Number | 0000778342 |
| Map Reference | MB 84 PG 70&71 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 20190778342 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | STERLING TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,996.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2015 NW 191ST, 2015, MIAMI GARDENS, FL 33056 |
| Name | Verified Name |
|---|---|
| Address | 9201 REFLECTION POINTE DR, WINDERMERE, FL 34786-6243 |
| Document Number | 0000778343 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 20190778343 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 26, 2018 |
| Property Address | 9201 REFLECTION POINTE DR, WINDERMERE, FL 34786-6243 |
| Document Number | 0000053815 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 53815 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,690.59 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9201 REFLECTION POINTE DR WINDERMERE FL 347866243, WINDERMERE, FL 34786-6243 |
| Document Number | 53816 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 53816 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2048 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,610 (+0.2%) Land $120,000 Building $463,610 | $583,610 (-1.16%) Land $120,000 Building $463,610 | |
| 2025 | $10,059.00 (+8.29%) | $582,419 (+10.07%) | $590,440 (+11.58%) Land $120,000 Building $470,440 |
| 2024 | $9,289.00 (+12.85%) | ||
| 2023 | $8,231.00 (+14.03%) | $529,144 (+20.93%) Land $115,000 Building $414,144 | $529,144 (+20.93%) Land $115,000 Building $414,144 |
| 2022 | $7,218.00 | $437,580 Land $90,000 Building $347,580 | $437,580 Land $90,000 Building $347,580 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 467 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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