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9095 Reflection Pointe Dr, Windermere, FL 34786 Property Records

Orange County property record for 9095 Reflection Pointe Dr, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2015
Square Footage2,755 sqft Living Area
Lot Size7,881 sqft (0.181 acres)
OccupancyOwner Occupied
Last Sale$540,000 (2021)
Tax Bill$9,411.00 (2025)

Property Details

APN / Parcel Number

Primary APN36-23-27-9161-01-030
Alternative APNs
  • 272336916101030
  • 158901
  • 160172
  • 162591

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,755 sqft Living Area
Gross Area3,807 sqft Gross Area
1st Floor1,483 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,881 sqft (0.181 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Total Buildings2 Total Buildings
Porch Area259 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address9095 REFLECTION POINTE DR
CityWINDERMERE
StateFL
Zip34786-6241
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWINDERMERE TRAILS PHASE 5B 81/32 LOT 103
Legal Range27E
Legal Township23S
Legal Section36
Legal SubdivisionWINDERMERE TRAILS PH 5B
Legal Phase5B
Legal Tract9161
Legal Block1
Legal Lot Number103
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup3
Census Block3063
Census Tract17112

Owner

Source: Orange County records · APN 36-23-27-9161-01-030

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9095 REFLECTION POINTE DR, WINDERMERE, FL 34786-6241
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
FEDEX EMPLOYEES CREDIT ASSN FCU
Oct 11, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 2021 · Amount on Record
Deed SaleOct 11, 2021 · Amount on Record
Prior SaleSep 29, 2015 · Amount on Record
Deed Doc Number2021617892
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9095 REFLECTION POINTE DR, WINDERMERE, FL 34786-6241
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanySURE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9095 REFLECTION POINTE DR, WINDERMERE, FL 34786-6241

Mortgage

Document Number0000481894
DateAug 05, 2022
Instrument20220481894
Lender
NameFEDEX EMPLOYEES CREDIT ASSN FCU
TypeCredit Union
AddressMEMPHIS, TN 38132
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueAug 02, 2037

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 11, 2021
Property Address9095 REFLECTION POINTE DR, WINDERMERE, FL 34786-6241
Document Number20210617892
Map ReferenceMB 81 PG 32-35
Instrument DateSep 28, 2021
Instrument20210617892
Transaction TypeTransfer
Record UpdatedOct 29, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,780.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7249 SANGALLA DR, 7249, WINDERMERE, FL 34786-5679

Transferred To (Grantee/Buyer)

NameVerified Name
Address9095 REFLECTION POINTE DR, WINDERMERE, FL 34786-6241

Mortgage

Document Number20210617893
DateOct 11, 2021
Instrument20210617893
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 01, 2041

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$601,743 (+2.7%)$633,890 (-1.35%) Land $120,000 Building $513,890
2025$9,411.00 (+4.13%) Homeowner's exemption$585,923 (+5.99%)$642,570 (+16.23%) Land $120,000 Building $522,570
2024$9,038.00 (+7.37%)
2023$8,418.00 (+15.63%) Homeowner's exemption$552,825 (+25.19%) Land $115,000 Building $437,825$552,825 (+25.19%) Land $115,000 Building $437,825
2022$7,280.00$441,575 Land $90,000 Building $351,575$441,575 Land $90,000 Building $351,575

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 617 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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