St. Johns County property record for 920 Windward Way, Saint Augustine, FL 32080 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,848 sqft Living Area |
| Lot Size | 5,662 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2005) |
| Tax Bill | $4,425.00 (2025) |
| Primary APN | 162931-1250 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,435 sqft Gross Area |
| 1st Floor | 1,848 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,662 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 191 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 920 WINDWARD WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6182 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 41/43-46 COMMODORES CLUB PHASE 3B BLOCK 1 LOT 25 OR4697/195 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | COMMODORES CLUB PHASE 3B |
| Legal Phase | 3B |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 21408 |
Source: St. Johns County records · APN 162931-1250
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 07, 2023 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Mar 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NBRHD MTG ACCPTNC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2005 · Amount on Record |
| Deed Sale | Mar 21, 2005 · Amount on Record |
| Prior Sale | Sep 06, 2001 · Amount on Record |
| Deed Doc Number | 200520518 |
| Deed Book / Page | 2397 / 1857 |
| Last Transfer Date | Dec 13, 2010 |
| Transfer Doc | 0033900283 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 920 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 920 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182 |
| Document Number | 0057191585 |
|---|---|
| Date | Mar 07, 2023 |
| Book Page | 5719/1585 |
| Instrument | 2023017166 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 920 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182 |
| Document Number | 0050431851 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 920 WINDWARD WAY ST AUGUSTINE FL 320806182, ST AUGUSTINE, FL 32080-6182 |
| Document Number | 0050431851 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 005043/001851 |
| Instrument | 79210 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 21, 2019 |
| Property Address | 920 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182 |
| Document Number | 0046970195 |
| Book / Page | 004697 / 000195 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 19116 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,338.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 920 WINDWARD WAY ST AUGUSTINE FL 320806182, ST AUGUSTINE, FL 32080-6182 |
| Document Number | 46970197 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 004697/000197 |
| Instrument | 19117 |
| Name | AMERICAN NBRHD MTG ACCPTNC |
|---|---|
| Type | Mortgage Company |
| Address | MT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,536 (+2.7%) | $415,958 (-8.13%) Land $100,000 Building $315,958 | |
| 2025 | $4,425.00 (+12.45%) Homeowner's exemption | $341,320 (+2.9%) | $452,752 (-1.54%) Land $100,000 Building $352,752 |
| 2024 | $3,935.00 (+2%) Homeowner's exemption | $331,701 (+3%) | $459,854 (+0.98%) Land $110,000 Building $349,854 |
| 2023 | $3,858.00 (+2.88%) Homeowner's exemption | $322,040 (+3%) | $455,390 (+1.85%) Land $110,000 Building $345,390 |
| 2022 | $3,750.00 Homeowner's exemption | $312,660 | $447,121 Land $95,200 Building $351,921 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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