908 Windward Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 908 Windward Way, Saint Augustine, FL 32080 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,418 sqft Living Area
Lot Size	5,227 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2012)
Tax Bill	$3,018.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`162931-1220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,418 sqft Living Area
Gross Area	2,003 sqft Gross Area
1st Floor	1,418 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	445 sqft Garage
Porch Area	167 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	908 WINDWARD WAY
City	SAINT AUGUSTINE
State	FL
Zip	32080-6182
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	38/67-71 COMMODORES CLUB PHASE 3A BLOCK 1 LOT 22 OR3601/1067
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	COMMODORES CLUB PHASE 3A
Legal Phase	3A
Legal Block	1
Legal Lot Number	22
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	3
Census Block	3014
Census Tract	21408

Owner

Source: St. Johns County records · APN 162931-1220

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43 NORTH DR, KEY LARGO, FL 33037-2916
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2012 · Amount on Record
Deed Sale	Aug 15, 2012 · Amount on Record
Prior Sale	Jan 28, 2010 · Amount on Record
Deed Doc Number	201247018
Deed Book / Page	3601 / 1067
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	908 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 WINDWARD WAY, ANASTASIA ISLAND, FL 32080-6182

Mortgage

Document Number	0053730096
Date	Sep 20, 2021
Book Page	5373/96
Instrument	2021102906

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Oct 01, 2031
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,675 (+2.7%)	$385,096 (-7.91%) Land $100,000 Building $285,096
2025	$3,018.00 (+13.42%) Homeowner's exemption	$237,269 (+5.99%)	$418,192 (+4.34%) Land $100,000 Building $318,192
2024	$2,661.00 (+2.11%)
2023	$2,606.00 (+3.25%) Homeowner's exemption	$223,866 (+3%)	$400,790 (-3.92%) Land $110,000 Building $290,790
2022	$2,524.00 Homeowner's exemption	$217,346	$417,149 Land $95,200 Building $321,949

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.