920 Waterman Ave, Lathrop, CA 95330 Property Records

San Joaquin County property record for 920 Waterman Ave, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,572 sqft · built 2001
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Nov 2022)
Tax Bill	$8,860 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2018 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`196-670-100-000`

Property Details

APN / Parcel Number

Primary APN	`196-670-100-000`
Alternative APN	`196-670-10`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,572 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	196-670-10
Street Address	920 WATERMAN AVE
City	LATHROP
State	CA
Zip	95330-8926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01-FM PT OF 196-590-12 PER STONEBRIDGE #5
Legal Subdivision	STONEBRIDGE
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	2
Census Block	2000
Census Tract	5127

Owner

920 Waterman Ave is owned by two individuals who bought it in November 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4017 LOUVRE AVE, SAN JOSE, CA 95135-1162
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Nov 2, 2001 · Amount on File
Deed Document Number	2022126270
Prior Transfer Date	Jul 19, 2022
Prior Transfer Doc	0000089190
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 4, 2022
Property Address	920 WATERMAN AVE, LATHROP, CA 95330-8926
Document Number	0000126270
Map Reference	MB 36 PG 8
Instrument Date	Nov 2, 2022
Instrument	2022-126270
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4017 LOUVRE AVE, SAN JOSE, CA 95135-1162

Mortgage

Document Number	0000126271
Date	Nov 4, 2022
Instrument	2022-126271

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 4, 2018
Property Address	920 WATERMAN AVE, LATHROP, CA 95330-8926
Document Number	0000098435
Instrument Date	Aug 27, 2018
Instrument	98435
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	920 WATERMAN AVE LATHROP CA 953308926, LATHROP, CA 95330-8926

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 27, 2017
Property Address	920 WATERMAN AVE, LATHROP, CA 95330-8926
Document Number	0000151060
Map Reference	MB 36 PG 8
Instrument Date	Dec 20, 2017
Instrument	2017-151060
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	STEWART TITLE NORTH BAY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 WATERMAN AVE, LATHROP, CA 95330-8926

Mortgage

Document Number	0000151061
Date	Dec 27, 2017
Instrument	2017-151061

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 920 Waterman Ave was $8,860, up 1.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,860.00 (+1.56%)
2025	$8,724.00	$613,645 Land $182,070 Building $431,575
2023	$8,240.00 (+33.38%)	$589,817 Land $175,000 Building $414,817	$520,560
2022	$6,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Waterman Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Waterman Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20

May also be available: unWired Broadband, Verizon.

Nearby Properties on Waterman Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures