San Joaquin County property record for 910 Waterman Ave, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,892 sqft · built 2001 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $453,000 (Aug 2018) |
| Tax Bill | $5,675 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-670-090-000 |
| Primary APN | 196-670-090-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,892 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 196-670-09 |
|---|---|
| Street Address | 910 WATERMAN AVE |
| City | LATHROP |
| State | CA |
| Zip | 95330-8926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 |
| Legal Subdivision | STONEBRIDGE |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5127 |
910 Waterman Ave is owned and occupied by two individuals who bought it in August 2018.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 910 WATERMAN AVE, LATHROP, CA 95330-8926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 3, 2018 | Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on File |
| Deed Sale | Aug 3, 2018 · Amount on File |
| Prior Sale | Oct 31, 2001 · Amount on File |
| Deed Document Number | 201886395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 910 WATERMAN AVE, LATHROP, CA 95330-8926 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 910 WATERMAN AVE, LATHROP, CA 95330-8926 |
| Document Number | 0000080572 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021-080572 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 329 Months |
| Due | Oct 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 3, 2018 |
| Property Address | 910 WATERMAN AVE, LATHROP, CA 95330-8926 |
| Document Number | 0000086395 |
| Map Reference | MB 36 PG 8 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 2018-086395 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 910 WATERMAN AVE, LATHROP, CA 95330-8926 |
| Document Number | 0000086396 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018-086396 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2026 property tax bill for 910 Waterman Ave was $5,675 with a veteran's exemption, up 1.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,675.00 (+1.54%) | ||
| 2025 | $5,589.00 Veteran's exemption | $505,325 Land $100,395 Building $404,930 | |
| 2023 | $5,304.00 (+0.68%) Disabled Person's exemption Veteran's exemption | $485,705 Land $96,498 Building $389,207 | $585,090 |
| 2022 | $5,268.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 910 Waterman Ave in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 910 Waterman Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: unWired Broadband, Verizon.
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