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920 W Elm St, Wheaton, IL 60189 Property Records

DuPage County property record for 920 W Elm St, Wheaton, IL 60189

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,726 sqft · built 1956
Lot Size0.77 acres (33,541 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Feb 2021)
Tax Bill$12,653 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-20-211-011

Property Details

APN / Parcel Number

Primary APN05-20-211-011

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,726 sqft Living Area
Gross Area4,146 sqft
1st Floor Area1,863 sqft
Basement Area1,863 sqft
Finished Basement1,863 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area33,541 sqft (0.77 acres)
Lot Dimensions33.9 ft deep x 9.1 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address920 W ELM ST
CityWHEATON
StateIL
Zip60189-6228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionH H LANES SUBN UNIT 2 W 1.4 FT ALL
Legal SubdivisionH H LANES SUBN
Legal Lot Number12
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group2
Census Block2002
Census Tract842605

Owner

Source: DuPage County records · APN 05-20-211-011

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address920 W ELM ST, WHEATON, IL 60189-6228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Feb 12, 2021Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Jan 30, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 12, 2021 · Amount on Record
Deed SaleFeb 12, 2021 · Amount on Record
Deed Document Number202124355
Prior Transfer DateJan 25, 2017
Prior Transfer Doc0000010883
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Recording DateMay 27, 2026
Property Address920 W ELM ST, WHEATON, IL 60189-6228
Document Number0000034831
Instrument DateApr 10, 2026
Instrument202634831
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 W ELM ST, WHEATON, IL 60189-6228

Mortgage

Document Number0000034831,
DateMay 27, 2026
Instrument202634831
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2056
Interest
Rate6.11%
Max Rate-1%

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateFeb 12, 2021
Property Address920 W ELM ST, WHEATON, IL 60189-6228
Document Number0000024355
Map ReferenceDOC 767470
Instrument DateFeb 12, 2021
InstrumentR2021-024355
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$335.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 W ELM ST, WHEATON, IL 60189-6228

Mortgage

Document Number0000024356
DateFeb 12, 2021
InstrumentR2021-024356
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateJan 30, 2017
Property Address920 W ELM ST, WHEATON, IL 60189-6228
Document Number0000010883
Instrument DateJan 25, 2017
Instrument10883
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address920 W ELM ST WHEATON IL 601896228, WHEATON, IL 60189-6228

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,653.00 (+1.93%)$208,902 (+8.46%) Land $95,078 Building $113,824$626,706 (+8.46%) Land $285,234 Building $341,472
2024$12,413.00 (+8%)$192,608 (+16.06%) Land $87,662 Building $104,946$577,824 (+16.06%) Land $262,986 Building $314,838
2022$11,493.00$165,960 Land $76,250 Building $89,710$497,880 Land $228,750 Building $269,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), as of September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438426052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2001–2013)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 375 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0431050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWHEATON
serves 53,970 people
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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