820 W Elm St, Wheaton, IL 60189 Property Records

DuPage County property record for 820 W Elm St, Wheaton, IL 60189

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,839 sqft · built 2012
Lot Size1.01 acres (44,431 sqft)
OwnerIndividual Name on Record
Last Sale$710,000 (May 2005)
Tax Bill$31,663 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-20-211-004

Property Details

APN / Parcel Number

Primary APN05-20-211-004

Interior

Full Baths3 Baths
Stories2 Stories
Building Area4,839 sqft Living Area
Gross Area6,110 sqft
Basement Area1,271 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeFrame
Lot Area44,431 sqft
Lot Dimensions34 ft deep x 12 ft wide
Garage TypeAttached
Garage Area1,068 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address820 W ELM ST
CityWHEATON
StateIL
Zip60189-6216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionH H LANES SUB UNIT NO 2
Legal SubdivisionH H LANES SUB
Legal Lot Number9
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group2
Census Block2002
Census Tract842605

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address820 W ELM ST, WHEATON, IL 60189-6216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2005 · Amount on Record
Deed SaleMay 23, 2005 · Amount on Record
Deed Document Number2005105566
Last Transfer DateJan 15, 2013
Transfer Doc0000013511
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address820 W ELM ST, WHEATON, IL 60189-6216
Document Number0000001489
Instrument DateDec 12, 2017
Transaction TypeMortgage
Record UpdatedJan 17, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address820 W ELM ST WHEATON IL 601896216, WHEATON, IL 60189-6216

Mortgage

Document Number0000001489
DateJan 5, 2018
Instrument1489
Lender
NameWHEATON BK&TR
TypeBank
AddressWHEATON, IL 60187
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,663.00 (+8.94%)$530,745 (+24.68%) Land $114,413 Building $416,332$1,592,235 (+24.68%) Land $343,239 Building $1,248,996
2022$29,064.00 Homeowner's exemption$425,680 Land $91,760 Building $333,920$1,277,040 Land $275,280 Building $1,001,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2001–2013)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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