Indian River County property record for 920 Tropic Dr, Vero Beach, FL 32963
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 1 bd · 1 ba · 2,631 sqft · built 1960 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Feb 2024) |
| Tax Bill | $11,556 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-29-00001-0040-00012.0 |
| Primary APN | 32-40-29-00001-0040-00012.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,631 sqft Total Area |
| 1st Floor Area | 2,630 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 128 ft deep x 79 ft wide |
| Driveway | Driveway |
| Driveway Area | 1,150 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 234 sqft |
| Patio Area | 98 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 57060 |
|---|---|
| Street Address | 920 TROPIC DR |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1290 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RM-10/12 |
| Legal Description | SILVER SHORES UNIT NO 1 BLK 4 LOT 12 PBI 4-45 |
| Legal Range | 40 |
| Legal Township | 32 |
| Legal Section | 29 |
| Legal Subdivision | SILVER SHORES UNIT NO 1 |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Legal Unit | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 50505 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6941 NW 52ND ST, MIAMI, FL 33166-4844 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Mar 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Jun 14, 2019 | Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2024 · Amount on Record |
| Deed Sale | Feb 20, 2024 · Amount on Record |
| Prior Sale | Mar 22, 2022 · Amount on Record |
| Deed Document Number | 3120240007880 |
| Deed Book / Page | 3679 / 842 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 920 TROPIC DR, VERO BEACH, FL 32963-1290 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3369 18TH ST NW, WASHINGTON, DC 20010-1003 |
| Document Number | 0035381168 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 3538/1168 |
| Instrument | 3120220029707 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 22, 2022 |
| Property Address | 920 TROPIC DR, VERO BEACH, FL 32963-1290 |
| Document Number | 0035231073 |
| Book / Page | 3523 / 1073 |
| Map Reference | MB 4 PG 45 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 3120220018222 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4035 E FAIRWAY DR, 4035, RIGBY, ID 83442-5271 |
| Name | Verified Name |
|---|---|
| Address | 505 BEACHIAND BLVD #1 # 1, 1, VERO BEACH, FL 32963-1798 |
| Document Number | 0035231075 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 3523/1075 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 14, 2019 |
| Property Address | 920 TROPIC DR, VERO BEACH, FL 32963-1290 |
| Document Number | 0032150765 |
| Book / Page | 3215 / 0765 |
| Map Reference | MB 4 PG 45 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 3120190035417 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | OCEANSIDE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,815.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10305 102ND TER, 10305, SEBASTIAN, FL 32958-7803 |
| Name | Verified Name |
|---|---|
| Address | 920 TROPIC DR, VERO BEACH, FL 32963-1290 |
| Document Number | 32150767 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 3215-0767 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,556.00 (-13.39%) | $695,572 (-16.84%) Land $259,335 Building $436,237 | $695,572 (-16.84%) Land $259,335 Building $436,237 |
| 2023 | $13,343.00 (+28.63%) | $836,417 (+19.65%) Land $259,335 Building $577,082 | $836,417 (+19.65%) Land $259,335 Building $577,082 |
| 2022 | $10,373.00 | $699,081 Land $216,113 Building $482,968 | $699,081 Land $216,113 Building $482,968 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 479 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,484 units insured incl. 1,005 condo units |
| Nearby Flood Claims | 160 (1979–2024) |
| Claims Outside the SFHA | 112 of 160 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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