907 Tropic Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 907 Tropic Dr, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,830 sqft · built 1979
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$790,000 (Jun 2025)
Tax Bill$12,216 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Oct 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN32-40-29-00001-0030-00013.0

Property Details

APN / Parcel Number

Primary APN32-40-29-00001-0030-00013.0
Alternative APN
  • 57047

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,830 sqft Living Area
Gross Area2,655 sqft
1st Floor Area1,830 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions136 ft deep x 80 ft wide
View / LotInterior
Garage TypeAttached
Garage Area441 sqft
DrivewayBrick Driveway
Driveway Area2,085 sqft
PorchScreened Porch
Porch Area312 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address907 TROPIC DR
CityVERO BEACH
StateFL
Zip32963-1256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSILVER SHORES UNIT NO 1 BLK 3 LOT 13 PBI 4-45
Legal Range40E
Legal Township32S
Legal Section29
Legal SubdivisionSILVER SHORES UNIT NO 1
Legal Block3
Legal Lot Number13
Legal UnitNO
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2021
Census Tract50505

Owner

Source: Indian River County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address613 SMOKERISE BLVD, LONGWOOD, FL 32779-3382
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2025Warranty Deed, Transfer · Conventional Mortgage
ROSEGATE MORTGAGE LLC
Oct 21, 2022Warranty Deed, Transfer
HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC
Aug 10, 2021Warranty Deed, Transfer
SUPREME TITLE SOLUTIONS LLC
Apr 26, 2018Warranty Deed, Transfer
OCEANSIDE TITLE AND ESCROW
May 11, 2017Warranty Deed, Transfer
OCEANSIDE TITLE & ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2025 · Amount on Record
Deed SaleJun 24, 2025 · Amount on Record
Prior SaleOct 21, 2022 · Amount on Record
Deed Document Number202531309
Deed Book / Page3785 / 888
Prior Transfer DateAug 20, 1998
Prior Transfer Doc1229000647
Record UpdatedOct 29, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 24, 2025
Property Address907 TROPIC DR, VERO BEACH, FL 32963-1256
Document Number0037850888
Book / Page3785 / 888
Map ReferenceMB 4 PG 45
Instrument DateJun 18, 2025
Instrument3120250031309
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyBEACHSIDE TITLE PARTNERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address641 SW 2ND CT, HALLANDALE BEACH, FL 33009-5313

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 SMOKERISE BLVD, LONGWOOD, FL 32779-3382

Mortgage

Document Number0003785890
DateJun 24, 2025
Instrument3785/890
Lender
NameROSEGATE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateOct 21, 2022
Property Address907 TROPIC DR, VERO BEACH, FL 32963-1256
Document Number0035781769
Book / Page3578 / 1769
Map ReferenceMB 4 PG 45
Instrument DateOct 21, 2022
Instrument3120220062942
Transaction TypeTransfer
Record UpdatedNov 7, 2022
Title CompanyHARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$5,985.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4724 KINCROSS CT, 4724, BOULDER, CO 80301-4230

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2258 S HUMBOLDT ST, DENVER, CO 80210-4621

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 10, 2021
Property Address907 TROPIC DR, VERO BEACH, FL 32963-1256
Document Number0034521265
Book / Page3452 / 1265
Map ReferenceMB 4 PG 45
Instrument DateAug 9, 2021
Instrument3120210056908
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanySUPREME TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
Tax$5,110.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4034 N SOLANO ST, 4034, WICHITA, KS 67205-2620

Transferred To (Grantee/Buyer)

NameVerified Name
Address4724 KINCROSS CT, BOULDER, CO 80301-4230

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateApr 26, 2018
Property Address907 TROPIC DR, VERO BEACH, FL 32963-1256
Document Number0031111040
Book / Page003111 / 001040
Instrument DateApr 24, 2018
Instrument25554
Transaction TypeTransfer
Record UpdatedMay 4, 2018
Title CompanyOCEANSIDE TITLE AND ESCROW

Transaction

AmountAmount Recorded
Tax$3,045.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22507 VIAJES SAN ANTONIO TX 782612777, SAN ANTONIO, TX 78261-2777

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 11, 2017
Property Address907 TROPIC DR, VERO BEACH, FL 32963-1256
Document Number0030240350
Book / Page3024 / 0350
Map ReferenceMB4 PG45
Instrument DateMay 10, 2017
Instrument3120170027026
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyOCEANSIDE TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$2,247.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address907 TROPIC DR, 907, VERO BEACH, FL 32963-1256

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 CORMORANT CT, VERO BEACH, FL 32963-2657

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,216.00 (-17.12%)$752,727 (-19.79%) Land $275,400 Building $477,327$752,727 (-19.79%) Land $275,400 Building $477,327
2023$14,740.00 (+34.42%)$938,430 (+35.16%) Land $275,400 Building $663,030$938,430 (+35.16%) Land $275,400 Building $663,030
2022$10,966.00$694,336 Land $214,200 Building $480,136$694,336 Land $214,200 Building $480,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 479 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,484 units insured
incl. 1,005 condo units
Nearby Flood Claims160 (1979–2024)
Claims Outside the SFHA112 of 160
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Frances, Sep 2004 · 126 claims
  • Hurricane Irene, Oct 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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