Indian River County property record for 907 Tropic Dr, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 1979 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $790,000 (Jun 2025) |
| Tax Bill | $12,216 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Oct 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-29-00001-0030-00013.0 |
| Primary APN | 32-40-29-00001-0030-00013.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 2,655 sqft |
| 1st Floor Area | 1,830 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 136 ft deep x 80 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Brick Driveway |
| Driveway Area | 2,085 sqft |
| Porch | Screened Porch |
| Porch Area | 312 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 907 TROPIC DR |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SILVER SHORES UNIT NO 1 BLK 3 LOT 13 PBI 4-45 |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 29 |
| Legal Subdivision | SILVER SHORES UNIT NO 1 |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 50505 |
Source: Indian River County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 613 SMOKERISE BLVD, LONGWOOD, FL 32779-3382 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROSEGATE MORTGAGE LLC |
| Oct 21, 2022 | Warranty Deed, Transfer HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC |
| Aug 10, 2021 | Warranty Deed, Transfer SUPREME TITLE SOLUTIONS LLC |
| Apr 26, 2018 | Warranty Deed, Transfer OCEANSIDE TITLE AND ESCROW |
| May 11, 2017 | Warranty Deed, Transfer OCEANSIDE TITLE & ESCROW |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on Record |
| Deed Sale | Jun 24, 2025 · Amount on Record |
| Prior Sale | Oct 21, 2022 · Amount on Record |
| Deed Document Number | 202531309 |
| Deed Book / Page | 3785 / 888 |
| Prior Transfer Date | Aug 20, 1998 |
| Prior Transfer Doc | 1229000647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 24, 2025 |
| Property Address | 907 TROPIC DR, VERO BEACH, FL 32963-1256 |
| Document Number | 0037850888 |
| Book / Page | 3785 / 888 |
| Map Reference | MB 4 PG 45 |
| Instrument Date | Jun 18, 2025 |
| Instrument | 3120250031309 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | BEACHSIDE TITLE PARTNERS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 641 SW 2ND CT, HALLANDALE BEACH, FL 33009-5313 |
| Name | Verified Name |
|---|---|
| Address | 613 SMOKERISE BLVD, LONGWOOD, FL 32779-3382 |
| Document Number | 0003785890 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 3785/890 |
| Name | ROSEGATE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 21, 2022 |
| Property Address | 907 TROPIC DR, VERO BEACH, FL 32963-1256 |
| Document Number | 0035781769 |
| Book / Page | 3578 / 1769 |
| Map Reference | MB 4 PG 45 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 3120220062942 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Title Company | HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,985.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4724 KINCROSS CT, 4724, BOULDER, CO 80301-4230 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2258 S HUMBOLDT ST, DENVER, CO 80210-4621 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 10, 2021 |
| Property Address | 907 TROPIC DR, VERO BEACH, FL 32963-1256 |
| Document Number | 0034521265 |
| Book / Page | 3452 / 1265 |
| Map Reference | MB 4 PG 45 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 3120210056908 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,110.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4034 N SOLANO ST, 4034, WICHITA, KS 67205-2620 |
| Name | Verified Name |
|---|---|
| Address | 4724 KINCROSS CT, BOULDER, CO 80301-4230 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 26, 2018 |
| Property Address | 907 TROPIC DR, VERO BEACH, FL 32963-1256 |
| Document Number | 0031111040 |
| Book / Page | 003111 / 001040 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 25554 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | OCEANSIDE TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,045.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22507 VIAJES SAN ANTONIO TX 782612777, SAN ANTONIO, TX 78261-2777 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 11, 2017 |
| Property Address | 907 TROPIC DR, VERO BEACH, FL 32963-1256 |
| Document Number | 0030240350 |
| Book / Page | 3024 / 0350 |
| Map Reference | MB4 PG45 |
| Instrument Date | May 10, 2017 |
| Instrument | 3120170027026 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | OCEANSIDE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,247.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 907 TROPIC DR, 907, VERO BEACH, FL 32963-1256 |
| Name | Verified Name |
|---|---|
| Address | 110 CORMORANT CT, VERO BEACH, FL 32963-2657 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,216.00 (-17.12%) | $752,727 (-19.79%) Land $275,400 Building $477,327 | $752,727 (-19.79%) Land $275,400 Building $477,327 |
| 2023 | $14,740.00 (+34.42%) | $938,430 (+35.16%) Land $275,400 Building $663,030 | $938,430 (+35.16%) Land $275,400 Building $663,030 |
| 2022 | $10,966.00 | $694,336 Land $214,200 Building $480,136 | $694,336 Land $214,200 Building $480,136 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 479 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,484 units insured incl. 1,005 condo units |
| Nearby Flood Claims | 160 (1979–2024) |
| Claims Outside the SFHA | 112 of 160 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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