920 Sutter St, #22, San Diego, CA 92103 Property Records

San Diego County property record for 920 Sutter St, #22, San Diego, CA 92103

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,387 sqft · built 2020
Lot Size	0.1 acres (4,372 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (May 2020)
Tax Bill	$13,993 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`451-080-11-00`

Property Details

APN / Parcel Number

Primary APN	`451-080-11-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	4,372 sqft (0.1 acres)
Lot Dimensions	96 ft deep x 45 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	920 SUTTER ST, 22
City	SAN DIEGO
State	CA
Zip	92103-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 11 TR 001711
Legal Subdivision	SCHIRM COMM COS RESUB
Legal Tract	001711
Legal Block	4
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4006
Census Tract	202

Owner

920 Sutter St, #22 is owned and occupied by an individual who bought it in May 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	920 SUTTER ST, SAN DIEGO, CA 92103-2820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Apr 26, 2017	Deed of Trust, Mortgage · Line of Credit POINT LOMA CU
May 29, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Jul 24, 1987 · Amount on File
Deed Document Number	2020274111
Prior Transfer Date	Aug 29, 2001
Prior Transfer Doc	0000662477
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	920 SUTTER ST # 22, 22, SAN DIEGO, CA 92103-2820
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SUTTER ST, SAN DIEGO, CA 92103-2820

Mortgage

Document Number	0000482283
Date	Jul 6, 2021
Instrument	2021-0482283

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	920 SUTTER ST # 22, 22, SAN DIEGO, CA 92103-2820
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SUTTER ST, SAN DIEGO, CA 92103-2820

Mortgage

Document Number	0000540535
Date	Jul 29, 2021
Instrument	2021-0540535

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	920 SUTTER ST # 22, 22, SAN DIEGO, CA 92103-2820
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000185777
Date	Apr 26, 2017
Instrument	2017-0185777

Lender

Name	POINT LOMA CU
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2020
Property Address	920 SUTTER ST # 22, 22, SAN DIEGO, CA 92103-2820
Document Number	0000274111
Map Reference	MAP 1711
Instrument Date	May 4, 2020
Instrument	2020-0274111
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SUTTER ST, SAN DIEGO, CA 92103-2820

Mortgage

Document Number	0000274112
Date	May 29, 2020
Instrument	2020-0274112

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 920 Sutter St, #22 was $13,993 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,099,658 (+2%) Land $780,861 Building $318,797
2025	$13,993.00 Homeowner's exemption	$1,078,097 Land $765,550 Building $312,547
2023	$12,505.00 (+5.34%) Homeowner's exemption	$1,021,818 Land $735,824 Building $285,994
2022	$11,871.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 920 Sutter St, #22 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 920 Sutter St, #22 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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