San Diego County property record for 1012 Sutter St, San Diego, CA 92103
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,242 sqft · built 1950 |
| Lot Size | 0.111 acres (4,870 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,655,000 (Jul 2022) |
| Tax Bill | $11,363 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 451-050-02-00 |
| Primary APN | 451-050-02-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,242 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Lot Area | 4,870 sqft (0.111 acres) |
| Street Address | 1012 SUTTER ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92103-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2:MINOR MULTIPLE |
| Legal Description | TR 1258 LOT 2*S 99.18 FT* |
| Legal Subdivision | FLORAL PLACE |
| Legal Tract | 1258 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 202 |
1012 Sutter St is owned and occupied by an individual who bought it in July 2022.
Source: San Diego County records, as of October 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1010 SUTTER ST, SAN DIEGO, CA 92103-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | Dec 2, 2004 |
| Deed Document Number | 2022-0311585 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 29, 2022 |
| Property Address | 1012 SUTTER ST, SAN DIEGO, CA 92103-2822 |
| Document Number | 0000311585 |
| Map Reference | MAP 1258 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 2022-0311585 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | WESTERN RESOURCES TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1010 SUTTER ST, SAN DIEGO, CA 92103-2822 |
| Document Number | 0000311586 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022-0311586 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.12% |
| Index | Other |
| Max Rate | 9.12% |
The 2025 property tax bill for 1012 Sutter St was $11,363.
Source: San Diego County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,363.00 | $860,931 Land $728,280 Building $132,651 |
| 2023 | $10,201.00 (+1,173.53%) | $827,500 Land $700,000 Building $127,500 |
| 2022 | $801.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1012 Sutter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1012 Sutter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber.
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