Santa Cruz County property record for 920 Smith Rd, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,931 sqft Living Area |
| Lot Size | 1.09 acres |
| Occupancy | Owner Occupied |
| Last Sale | $945,000 (2018) |
| Tax Bill | $12,894.00 (2025) |
| Primary APN | 109-351-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,931 sqft Living Area |
| Gross Area | 2,331 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 47,829 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 1,268 sqft Deck |
| Patio Area | 1,268 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 920 SMITH RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9799 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | PM13 23 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | WATSONVILLE |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 122401 |
Source: Santa Cruz County records · APN 109-351-02
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 SMITH RD, WATSONVILLE, CA 95076-9799 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 08, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 04, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 18, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage JWH FINANCIAL INC |
| Oct 17, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2018 · Amount on Record |
| Deed Sale | Oct 17, 2018 · Amount on Record |
| Prior Sale | Jun 03, 2005 · Amount on Record |
| Deed Doc Number | 201831432 |
| Last Transfer Date | Feb 28, 2022 |
| Transfer Doc | 0000007285 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 920 SMITH RD, WATSONVILLE, CA 95076-9799 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 920 SMITH RD, WATSONVILLE, CA 95076-9799 |
| Document Number | 0000025328 |
|---|---|
| Date | Sep 08, 2022 |
| Instrument | 2022-0025328 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 22, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 04, 2022 |
| Property Address | 920 SMITH RD, WATSONVILLE, CA 95076-9799 |
| Document Number | 0000007285 |
| Map Reference | VOL 13 PG 23 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022-0007285 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 920 SMITH RD, WATSONVILLE, CA 95076-9799 |
| Document Number | 0000007286 |
|---|---|
| Date | Mar 04, 2022 |
| Instrument | 2022-0007286 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 18, 2020 |
| Property Address | 920 SMITH RD, WATSONVILLE, CA 95076-9799 |
| Document Number | 0000005497 |
| Map Reference | VOL 13 PG 23 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 2020-0005497 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 920 SMITH RD, WATSONVILLE, CA 95076-9799 |
| Document Number | 0000005498 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 2020-0005498 |
| Name | JWH FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 17, 2018 |
| Property Address | 920 SMITH RD, WATSONVILLE, CA 95076-9799 |
| Document Number | 0000031432 |
| Map Reference | VOL 13 PG 23 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 2018-0031432 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 920 SMITH RD, WATSONVILLE, CA 95076-9799 |
| Document Number | 0000031433 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 2018-0031433 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Document Number | 0000031434 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 2018-0031434 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,075,249 (+2%) Land $682,698 Building $392,551 | ||
| 2025 | $12,894.00 (+13.09%) Homeowner's exemption | $1,054,165 (+4.04%) Land $669,311 Building $384,854 | |
| 2023 | $11,402.00 (+1.83%) Homeowner's exemption | $1,013,231 Land $643,321 Building $369,910 | $937,710 |
| 2022 | $11,197.00 |
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