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920 Royal Dr, McHenry, IL 60050 Property Records

McHenry County property record for 920 Royal Dr, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details1,302 sqft · built 1977
Lot Size0.211 acres (9,224 sqft)
OwnerIndividual Name on Record
Last Sale$273,000 (Sep 2023)
Deeds & MortgagesSep 2023 Sale & Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-34-130-009

Property Details

APN / Parcel Number

Primary APN09-34-130-009

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,302 sqft Living Area
Gross Area2,604 sqft
1st Floor Area1,302 sqft
Basement Area1,302 sqft

Exterior

Year BuiltBuilt 1977
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Lot Area9,224 sqft
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area68 sqft

Location & Zoning

Street Address920 ROYAL DR
CityMCHENRY
StateIL
Zip60050-4241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 899699 LT 9 BOONE VALLEY PLAT NO 5
Legal Range08E
Legal Township45N
Legal Section34
Legal SubdivisionBOONE VALLEY 05
Legal Block130
Legal Lot Number9
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4015
Census Tract870605

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address920 ROYAL DR, MCHENRY, IL 60050-4241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Warranty Deed, Transfer · Conventional Mortgage
V I P MORTGAGE INC
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME STATE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2023 · Amount on Record
Deed SaleSep 28, 2023 · Amount on Record
Deed Document Number2023R0024533
Record UpdatedJun 7, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 28, 2023
Property Address920 ROYAL DR, MCHENRY, IL 60050-4241
Document Number0000024533
Map ReferenceDOC 518301
Instrument DateSep 22, 2023
Instrument2023R0024533
Transaction TypeTransfer
Record UpdatedOct 11, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$273.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address920 ROYAL DR, MCHENRY, IL 60050-4241

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 ROYAL DR, MCHENRY, IL 60050-4241

Mortgage

Document Number0000024534
DateSep 28, 2023
Instrument2023R0024534
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address920 ROYAL DR, MCHENRY, IL 60050-4241
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007218
DateFeb 8, 2021
Instrument2021R0007218
Lender
NameHOME STATE BANK NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$64,835 Land $10,817 Building $54,018$194,505 Land $32,451 Building $162,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2013)
Most Recent ClaimJun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

May also be available: Verizon.

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