910 Royal Dr, McHenry, IL 60050 Property Records

McHenry County property record for 910 Royal Dr, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details1,232 sqft · built 1974
Lot Size0.222 acres (9,707 sqft)
OwnerIndividual Name on File
Last Sale$156,000 (Mar 2018)
Deeds & MortgagesMar 2024 Mortgage
May 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-34-130-012

Property Details

APN / Parcel Number

Primary APN09-34-130-012

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area2,464 sqft
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area9,707 sqft
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address910 ROYAL DR
CityMCHENRY
StateIL
Zip60050-4241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0044824 LT 6 BOONE VALLEY PLAT NO 5
Legal Range08E
Legal Township45N
Legal Section34
Legal SubdivisionBOONE VALLEY 05
Legal Block130
Legal Lot Number6
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4015
Census Tract870605

Owner

Source: McHenry County records · APN 09-34-130-012

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address910 ROYAL DR, MCHENRY, IL 60050-4241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Deed of Trust, Mortgage · ARM
LOANCARE LLC
May 09, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 26, 2020Intrafamily Transfer, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Mar 15, 2018Warranty Deed, Transfer · FHA Mortgage
PERL MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 15, 2018 · Amount on Record
Deed SaleMar 15, 2018 · Amount on Record
Prior SaleMar 15, 2018 · Amount on Record
Deed Document Number0000008154
Last Transfer DateOct 26, 2020
Transfer Doc0000044824
Record UpdatedJun 07, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address910 ROYAL DR, MCHENRY, IL 60050-4241
Transaction TypeMortgage
Record UpdatedApr 02, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 ROYAL DR, MCHENRY, IL 60050-4241

Mortgage

Document Number0000006649
DateMar 21, 2024
Instrument2024R0006649
Lender
NameLOANCARE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23453
Agreement
TypeARM
AmountAmount Recorded
Term318 Months
DueSep 01, 2050
Interest
Change Frequency10 Years

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address910 ROYAL DR, MCHENRY, IL 60050-4241
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 ROYAL DR, MCHENRY, IL 60050-4241

Mortgage

Document Number0000010681
DateMay 09, 2023
Instrument2023R0010681
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term328 Months
DueSep 01, 2050

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateOct 26, 2020
Property Address910 ROYAL DR, MCHENRY, IL 60050-4241
Document Number0000044824
Map ReferenceDOC 523244
Instrument DateAug 31, 2020
Instrument2020R0044824
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 ROYAL DR, MCHENRY, IL 60050-4241

Mortgage

Document Number0000044825
DateOct 26, 2020
Instrument2020R0044825
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2050
Interest
Rate2.87%

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 15, 2018
Property Address910 ROYAL DR, MCHENRY, IL 60050-4241
Document Number0000008154
Map ReferenceDOC523244
Instrument DateMar 08, 2018
Instrument2018R0008154
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$234.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Ux (and Wife)
Address910 ROYAL DR, MCHENRY, IL 60050-4241

Mortgage

Document Number0000008155
DateMar 15, 2018
Instrument2018R0008155
Lender
NamePERL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048
Interest
Rate4.75%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$58,828 Land $10,930 Building $47,898$176,484 Land $32,790 Building $143,694

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2013)
Most Recent ClaimJun 2013 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: Verizon.

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMCHENRY
serves 22,335 people
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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