920 Pearlwood Loop, Bartow, FL 33830 Property Records

Polk County property record for 920 Pearlwood Loop, Bartow, FL 33830 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,873 sqft · built 2025
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Jun 2025)
Tax Bill	$987 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-13-359370-001780`

Property Details

APN / Parcel Number

Primary APN	`25-29-13-359370-001780`
Alternative APN	`132925359370001780`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,873 sqft Living Area
Gross Area	2,293 sqft
1st Floor Area	1,873 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	5,998 sqft (0.138 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	227 sqft

Location & Zoning

Street Address	920 PEARLWOOD LOOP
City	EAGLE LAKE
State	FL
Zip	33839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT WINDSOR RESERVE PB 202 PGS 1-3 LOT 178
Legal Subdivision	VILLAGE AT WINDSOR RESERVE
Legal Lot Number	178
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2063
Census Tract	14600

Owner

Source: Polk County records · APN 25-29-13-359370-001780

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	920 PEARLWOOD LOOP, BARTOW, FL 33830-6364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2025 · Amount on Record
Deed Sale	Jun 02, 2025 · Amount on Record
Deed Document Number	2025127775
Deed Book / Page	13568 / 1995
Record Updated	Sep 20, 2026

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 02, 2025
Property Address	920 PEARLWOOD LOOP, BARTOW, FL 33830-6364
Document Number	0000127775
Book / Page	13568 / 1995
Map Reference	MB 202 PG 1-3
Instrument Date	May 28, 2025
Instrument	2025127775
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2026
Title Company	UNKNOWN, APOLLO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4700 MILLENIA BLVD STE 290, 290, ORLANDO, FL 32839-6022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 PEARLWOOD LOOP, BARTOW, FL 33830-6364

Mortgage

Document Number	0135682000
Date	Jun 02, 2025
Instrument	13568/2000

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2055

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$987.00	$50,000 Land $50,000	$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050146002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force 17 of 19 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.