Polk County property record for 913 Pearlwood Loop, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,992 sqft · built 2025 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,400 (Apr 2025) |
| Tax Bill | $987 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-13-359370-001410 |
| Primary APN | 25-29-13-359370-001410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| Gross Area | 2,445 sqft |
| 1st Floor Area | 1,992 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,998 sqft (0.138 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Porch | Finished/Open Porch |
| Street Address | 913 PEARLWOOD LOOP |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-6364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT WINDSOR RESERVE PB 202 PGS 1-3 LOT 141 |
| Legal Subdivision | VILLAGE AT WINDSOR RESERVE |
| Legal Lot Number | 141 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 14600 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 913 PEARLWOOD LOOP, BARTOW, FL 33830-6364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on Record |
| Deed Sale | Apr 23, 2025 · Amount on Record |
| Deed Document Number | 202594549 |
| Deed Book / Page | 13519 / 1452 |
| Prior Transfer Date | Apr 16, 2025 |
| Prior Transfer Doc | 0000094549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 23, 2025 |
| Property Address | 913 PEARLWOOD LOOP, BARTOW, FL 33830-6364 |
| Document Number | 0000094549 |
| Book / Page | 13519 / 1452 |
| Map Reference | MB 202 PG 1-3 |
| Instrument Date | Apr 16, 2025 |
| Instrument | 2025094549 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, APOLLO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,347.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4700 MILLENIA BLVD STE 290, 290, ORLANDO, FL 32839-6022 |
| Name | Verified Name |
|---|---|
| Address | 913 PEARLWOOD LOOP, BARTOW, FL 33830-6364 |
| Document Number | 0135191457 |
|---|---|
| Date | Apr 23, 2025 |
| Instrument | 13519/1457 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,795 (+389.59%) Land $50,000 Building $194,795 | $244,795 (+389.59%) Land $50,000 Building $194,795 | |
| 2025 | $987.00 | $50,000 Land $50,000 | $50,000 Land $50,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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