920 N Main Ave, Sidney, OH 45365 Property Records

Shelby County property record for 920 N Main Ave, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,240 sqft · built 1925
Lot Size	0.202 acres (8,820 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Sep 2024)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-1825280.005`

Property Details

APN / Parcel Number

Primary APN	`01-1825280.005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Brick
Roof Material	Shingle
Lot Area	8,820 sqft (0.202 acres)
Lot Dimensions	210 ft deep x 42 ft wide
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	920 N MAIN AVE
City	SIDNEY
State	OH
Zip	45365-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT OL121 40 OFF S SIDE CITY OF SIDNEY 020-18-25-280-005
Legal Lot Number	O
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2003
Census Tract	972000

Owner

920 N Main Ave is owned and occupied by an individual who bought it in September 2024.

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	920 N MAIN AVE, SIDNEY, OH 45365-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
May 20, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 5, 2018	Survivorship Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2024 · Amount on File
Deed Sale	Sep 16, 2024 · Amount on File
Prior Sale	Apr 5, 2018 · Amount on File
Deed Document Number	20244180
Deed Book / Page	2321 / 4378
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	920 N MAIN AVE, SIDNEY, OH 45365-2155
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N MAIN AVE, SIDNEY, OH 45365-2155

Mortgage

Document Number	02315/4935
Date	Aug 7, 2023
Book Page	2315/4935
Instrument	202303394

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Mar 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	920 N MAIN AVE, SIDNEY, OH 45365-2155
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N MAIN AVE, SIDNEY, OH 45365-2155

Mortgage

Document Number	02309/1321
Date	May 20, 2022
Book Page	2309/1321
Instrument	202202909

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2052

April 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SHELBY OH
Recording Date	Apr 5, 2018
Property Address	920 N MAIN AVE, SIDNEY, OH 45365-2155
Document Number	2123/368
Book / Page	2123 / 368
Instrument Date	Mar 2, 2018
Instrument	201800001592
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	920 N MAIN AVE, SIDNEY, OH 45365-2155

Mortgage

Document Number	201800001593
Date	Apr 5, 2018
Instrument	201800001593

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 920 N Main Ave was $1,460, down 5.9% from the year before.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,460.00 (-5.93%)	$43,860 (-2.08%) Land $6,460 Building $37,400
2024	$1,552.00 (-2.21%) Homeowner's exemption	$44,790 (-0.6%) Land $7,390 Building $37,400
2023	$1,587.00 (+20.59%) Homeowner's exemption	$45,060 (+36.34%) Land $7,390 Building $37,670	$125,300 Land $18,450 Building $106,850
2022	$1,316.00 Homeowner's exemption	$33,050 Land $5,340 Building $27,710
2020			$94,420 Land $15,250 Building $79,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 920 N Main Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2013)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 920 N Main Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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