920 Main St S, Chatfield, MN 55923 Property Records

Fillmore County property record for 920 Main St S, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1928
Lot Size	0.364 acres (15,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Apr 2024)
Tax Bill	$2,370 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26.0036.000`

Property Details

APN / Parcel Number

Primary APN	`26.0036.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,372 sqft Heated Area
Gross Area	1,925 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	15,870 sqft (0.364 acres)
Lot Dimensions	138 ft deep x 115 ft wide
Garage Area	720 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	920 MAIN ST S
City	CHATFIELD
State	MN
Zip	55923-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-05 TWP-104 RANGE-011 CHATFIELD OUTLOTS S5&6-104-11 LOT-013 OL 13 SW OF WINONA ST & SE OF 8TH ST
Legal Range	11
Legal Township	104
Legal Section	05
Legal Subdivision	CHATFIELD OUTLOTS S5&6-104-11
Legal Lot Number	13
Jurisdiction	FILLMORE MN
Township / Civil Division	CHATFIELD
Census Block Group	2
Census Block	2076
Census Tract	960200

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 MAIN ST S, CHATFIELD, MN 55923-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Dec 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage F&M COMMUNITY BANK NA
May 21, 2021	Deed of Trust, Mortgage · ARM MARINE CREDIT UNION
Nov 6, 2019	Deed of Trust, Mortgage · ARM MARINE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	20241635837
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	920 MAIN ST S, CHATFIELD, MN 55923-1503
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000446045
Date	Apr 8, 2024
Instrument	446045

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	920 MAIN ST S, CHATFIELD, MN 55923-1503
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444710
Date	Dec 4, 2023
Instrument	444710

Lender

Name	F&M COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Sep 1, 2024

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	920 MAIN ST S, CHATFIELD, MN 55923-1503
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	432813
Date	May 21, 2021
Instrument	432813

Lender

Name	MARINE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.23%
Type Change Date	Jun 1, 2026
Index	1-Year CMT

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	920 MAIN ST S, CHATFIELD, MN 55923-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	424231
Date	Nov 6, 2019
Instrument	424231

Lender

Name	MARINE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	8.48%
Type Change Date	Oct 1, 2024
Index	1-Year CMT

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Chatfield City
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,370.00 (+3.13%) Homeowner's exemption	$218,800 (+19.43%) Land $42,000 Building $176,800	$218,800 (+19.43%) Land $42,000 Building $176,800
2025		$183,200 (+9.77%) Land $42,000 Building $141,200	$183,200 (+9.77%) Land $42,000 Building $141,200
2023		$166,900 Land $42,000 Building $124,900	$166,900 Land $42,000 Building $124,900
2020	$2,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2001)
Most Recent Claim	Jul 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chatfield serves 3,005 people · EPA ID MN1230002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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