826 Main St S, Chatfield, MN 55923 Property Records

Fillmore County property record for 826 Main St S, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,344 sqft · built 1978
Lot Size	0.367 acres (16,008 sqft)
Owner	Individual Name on File
Tax Bill	$3,036 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`26.0038.000`

Property Details

APN / Parcel Number

Primary APN	`26.0038.000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	1,560 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Logs
Roof Type	Flat
Roof Material	Asphalt
Lot Area	16,008 sqft (0.367 acres)
Lot Dimensions	138 ft deep x 116 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Patio Area	216 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	826 MAIN ST S
City	CHATFIELD
State	MN
Zip	55923-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-05 TWP-104 RANGE-011 CHATFIELD OUTLOTS S5&6-104-11 LOT-016 SW1/2 OL 16 SW OF WINONA ST & SE OF 8TH ST
Legal Range	11
Legal Township	104
Legal Section	05
Legal Subdivision	CHATFIELD OUTLOTS S5&6-104-11
Legal Lot Number	16
Jurisdiction	FILLMORE MN
Township / Civil Division	CHATFIELD
Census Block Group	2
Census Block	2076
Census Tract	960200

Owner

826 Main St S is owned and occupied by an individual who acquired it in October 2021.

Source: Fillmore County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	826 MAIN ST S, CHATFIELD, MN 55923-1502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Oct 29, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 29, 2021
Transfer Doc	435246
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Recording Date	Sep 15, 2026
Property Address	826 MAIN ST S, CHATFIELD, MN 55923-1502
Document Number	0000456309
Instrument Date	Sep 9, 2026
Instrument	2026456309
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 MAIN ST S, CHATFIELD, MN 55923-1502

Mortgage

Document Number	0000456309,
Date	Sep 15, 2026
Instrument	2026456309

Lender

Name	COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 9, 2036

Interest

Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FILLMORE MN
Recording Date	Oct 29, 2021
Property Address	826 MAIN ST S, CHATFIELD, MN 55923-1502
Document Number	435246
Instrument Date	Oct 29, 2021
Instrument	435246
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 826 Main St S was $3,036 with a homeowner's exemption, up 3.5% from the year before.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Chatfield City
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,036.00 (+3.48%) Homeowner's exemption	$248,900 (+11.12%) Land $42,300 Building $206,600	$248,900 (+11.12%) Land $42,300 Building $206,600
2025	$2,934.00 Homeowner's exemption	$224,000 Land $42,300 Building $181,700	$224,000 Land $42,300 Building $181,700
2023		$205,300 Land $42,300 Building $163,000	$205,300 Land $42,300 Building $163,000
2020	$2,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 826 Main St S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2001)
Most Recent Claim	Jul 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 Main St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chatfield serves 3,005 people · EPA ID MN1230002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St S

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