Ouray County property record for 920 Main St, Ouray, CO 81427
| Property Type | Commercial |
|---|---|
| Details | 4,648 sqft · built 1997 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Apr 2021) |
| Tax Bill | $5,667 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R000574 |
| Primary APN | R000574 |
|---|---|
| Alternative APN |
|
| Building Area | 4,648 sqft Total Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Victorian |
| Roof Type | Shed Roof |
| Roof Material | Shingle |
| Lot Area | 8,625 sqft (0.198 acres) |
| Account Number | R000574 |
|---|---|
| Street Address | 920 MAIN ST |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | 5 |
| Legal Description | SUBD: GRIFFIN SUBDIVISION LOT: A S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | GRIFFIN SUBDIVISION |
| Legal Lot Number | A |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 967602 |
Source: Ouray County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1080, OURAY, CO 81427-1080 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2021 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage ALPINE BANK |
| Oct 20, 2020 | Special Warranty Deed, Transfer CANTON TITLE, CANYON TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on Record |
| Deed Sale | Apr 1, 2021 · Amount on Record |
| Prior Sale | Oct 20, 2020 · Amount on Record |
| Deed Document Number | 2021228393 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Apr 1, 2021 |
| Property Address | 920 MAIN ST, OURAY, CO 81427 |
| Document Number | 0000228393 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 228393 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 345 S LINCOLN AVE, STEAMBOAT SPRINGS, CO 80487 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1080, OURAY, CO 81427-1080 |
| Document Number | 0000228394 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 228394 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Oct 20, 2020 |
| Property Address | 920 MAIN ST, OURAY, CO 81427 |
| Document Number | 0000226713 |
| Map Reference | DOC 123536 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 226713 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | CANTON TITLE, CANYON TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $23.21 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 S LINCOLN AVE, STEAMBOAT SPRINGS, CO 80487 |
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,667.00 (-0.79%) | $90,400 (-1.75%) Land $59,030 Building $31,370 | $334,810 (+1.53%) Land $218,640 Building $116,170 |
| 2024 | $5,712.00 (-0.61%) | $92,010 (-) Land $61,000 Building $31,010 | $329,780 (-) Land $218,640 Building $111,140 |
| 2023 | $5,747.00 | $92,010 Land $61,000 Building $31,010 | $329,780 Land $218,640 Building $111,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 63% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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