845 Main St, Ouray, CO 81427 Property Records

Ouray County property record for 845 Main St, Ouray, CO 81427

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 844 sqft · built 1898
Lot Size0.16 acres (6,970 sqft)
OwnerTrust Name on File
Tax Bill$1,748 (2025)
Deeds & MortgagesAug 2017 Transfer
Flood ZoneZone X (minimal risk)
APNR000926

Property Details

APN / Parcel Number

Primary APNR000926
Alternative APN
  • 451531203002

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area844 sqft Heated Area

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1995
Architectural StyleVictorian
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area6,970 sqft (0.16 acres)
Garage TypeDetached
Garage Area379 sqft
PorchPorch
Porch Area50 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelPropane

Location & Zoning

Account NumberR000926
Street Address845 MAIN ST
CityOURAY
StateCO
Zip81427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionSUBD: CITY OF OURAY LOT: 11 BLOCK: 16 SUBD: CITY OF OURAY LOT: 12 BLOCK: 16 S: 31 T: 44 R: 7
Legal Range07
Legal Township44
Legal Section31
Legal SubdivisionCITY OF OURAY
Legal Block16
Legal Lot Number11-12
JurisdictionOURAY CO
Township / Civil DivisionOURAY
Census Block Group3
Census Block3075
Census Tract967602

Owner

845 Main St is held in a trust since August 2017.

Source: Ouray County records, as of March 26, 2026

Owner of RecordTrust Name on File
Mailing Address8806 WILLOW HILLS DR SE, HUNTSVILLE, AL 35802-3728
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 7, 2017
Transfer Doc219151
Record UpdatedJun 8, 2026

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOURAY CO
Recording DateAug 8, 2017
Property Address845 MAIN ST, OURAY, CO 81427
Document Number219151
Instrument DateAug 7, 2017
Instrument219151
Transaction TypeTransfer
Record UpdatedOct 11, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address8806 WILLOW HILLS DR SE, HUNTSVILLE, AL 35802-3728

Tax Assessment & Valuation

The 2025 property tax bill for 845 Main St was $1,748, up 53.5% from the year before.

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateColorado
CountyOuray County
MunicipalityOuray City
Unified School DistrictOuray School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,748.00 (+53.47%)$26,280 (+43.14%) Land $12,380 Building $13,900$420,510 (+53.46%) Land $198,120 Building $222,390
2024$1,139.00 (+6.85%)$18,360 (-13.56%) Land $8,090 Building $10,270$274,020 (-12.74%) Land $120,770 Building $153,250
2023$1,066.00$21,240 Land $9,360 Building $11,880$314,020 Land $138,400 Building $175,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 845 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 845 Main St is moderate, ranking above 69% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 63% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OURAY
serves 1,460 people · EPA ID CO0146588
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2026
Also Mapped HereTRI COUNTY WCD
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Apr 2026
Failure to filter
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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