920 Harding St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 920 Harding St, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,704 sqft · built 1948
Lot Size	0.195 acres (8,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$617,500 (Oct 2019)
Tax Bill	$15,741 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-03602-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`20-03602-0000-00017`
Alternative APNs	`2000458000000018` `200360200017`

Interior

Stories	2 Stories
Building Area	1,704 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Tudor
Exterior Material	Stucco
Lot Area	8,499 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	2000458000000018
Street Address	920 HARDING ST
City	WESTFIELD
State	NJ
Zip	07090-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FAIRVIEW GARDENS
Legal Block	3602
Legal Lot Number	17
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1020
Census Tract	36400

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 HARDING ST, WESTFIELD, NJ 07090-1217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	Nov 21, 2011 · Amount on Record
Deed Document Number	2019318275
Deed Book / Page	6344 / 448
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Oct 21, 2019
Property Address	920 HARDING ST, WESTFIELD, NJ 07090-1217
Document Number	0063440448
Book / Page	006344 / 000448
Instrument Date	Oct 9, 2019
Instrument	318275
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$617.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	920 HARDING ST WESTFIELD NJ 070901217, WESTFIELD, NJ 07090-1217

Mortgage

Document Number	146070773
Date	Oct 21, 2019
Book Page	014607/000773
Instrument	680329

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$686,800 (-) Land $498,500 Building $188,300	$686,800 (-) Land $498,500 Building $188,300
2025	$15,741.00 (+1.78%)	$686,800 (-) Land $498,500 Building $188,300	$686,800 (-) Land $498,500 Building $188,300
2024	$15,466.00 (+4.26%)
2023		$686,800 Land $498,500 Building $188,300	$686,800 Land $498,500 Building $188,300
2022	$14,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2011–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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