Union County and Westfield Town property record for 912 Harding St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,452 sqft · built 1945 |
| Lot Size | 0.195 acres (8,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,500 (Aug 2010) |
| Tax Bill | $15,556 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03602-0000-00015 |
| Primary APN | 20-03602-0000-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,452 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 8,499 sqft (0.195 acres) |
| Lot Dimensions | 170 ft deep x 50 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 2000458000000016 |
|---|---|
| Street Address | 912 HARDING ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-1217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FAIRVIEW GARDENS |
| Legal Block | 3602 |
| Legal Lot Number | 15 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 36400 |
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 912 HARDING ST, WESTFIELD, NJ 07090-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2010 · Amount on Record |
| Deed Sale | Aug 27, 2010 · Amount on Record |
| Deed Document Number | 2010217829 |
| Deed Book / Page | 5831 / 283 |
| Prior Transfer Date | Jul 12, 2010 |
| Prior Transfer Doc | 0058310283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 912 HARDING ST, WESTFIELD, NJ 07090-1217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 912 HARDING ST, WESTFIELD, NJ 07090-1217 |
| Document Number | 0148152812 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 14815/2812 |
| Instrument | 703624 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 2, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $678,700 (-) Land $498,500 Building $180,200 | $678,700 (-) Land $498,500 Building $180,200 | |
| 2025 | $15,556.00 (+1.78%) | $678,700 (-) Land $498,500 Building $180,200 | $678,700 (-) Land $498,500 Building $180,200 |
| 2024 | $15,284.00 (+4.26%) | ||
| 2023 | $678,700 Land $498,500 Building $180,200 | $678,700 Land $498,500 Building $180,200 | |
| 2022 | $14,659.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2011–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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