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920 Gotthard Pass Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 920 Gotthard Pass Dr, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,654 sqft · built 2021
Lot Size0.155 acres (6,752 sqft)
Owner2 Individual Names on Record
Last Sale$285,741 (Sep 2021)
Tax Bill$5,531 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-02-522104-000210

Property Details

APN / Parcel Number

Primary APN26-28-02-522104-000210
Alternative APN
  • 022826522104000210

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,654 sqft Living Area
Gross Area3,095 sqft
1st Floor Area1,114 sqft
Upper Floors Area1,540 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area6,752 sqft (0.155 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchUnfinished Open Porch
Porch Area65 sqft

Location & Zoning

Street Address920 GOTTHARD PASS DR
CityWINTER HAVEN
StateFL
Zip33881-9420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE LUCERNE PHASE 5 PB 180 PGS 35-40 LOT 21
Legal Range26E
Legal Township28S
Legal Section02
Legal SubdivisionLAKE LUCERNE PHASE 5
Legal Phase5
Legal Block2
Legal Lot Number21
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2021
Census Tract12803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address920 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2021 · Amount on Record
Deed SaleSep 3, 2021 · Amount on Record
Deed Document Number2021231754
Deed Book / Page11878 / 1833
Record UpdatedOct 29, 2026

September 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateSep 3, 2021
Property Address920 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9420
Document Number0000231754
Book / Page11878 / 1833
Map ReferenceMB 180 PG 35
Instrument DateAug 31, 2021
Instrument2021231754
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,000.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address920 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9420

Mortgage

Document Number0118781835
DateSep 3, 2021
Instrument11878/1835
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$273,163 (-7.67%) Land $50,000 Building $223,163$273,163 (-7.67%) Land $50,000 Building $223,163
2025$5,531.00 (+1.77%)$295,844 (-5.96%) Land $50,000 Building $245,844$295,844 (-5.96%) Land $50,000 Building $245,844
2023$5,435.00 (+13.44%)$314,587 (+24.93%) Land $48,000 Building $266,587$314,587 (+24.93%) Land $48,000 Building $266,587
2022$4,791.00$251,818 Land $40,000 Building $211,818$251,818 Land $40,000 Building $211,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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