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913 Gotthard Pass Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 913 Gotthard Pass Dr, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,527 sqft · built 2021
Lot Size0.144 acres (6,251 sqft)
Owner2 Individual Names on File
Last Sale$337,000 (Sep 2024)
Tax Bill$4,391 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-02-522104-000260

Property Details

APN / Parcel Number

Primary APN26-28-02-522104-000260
Alternative APN
  • 022826522104000260

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,527 sqft Living Area
Gross Area1,968 sqft
1st Floor Area1,527 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,251 sqft (0.144 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area60 sqft

Location & Zoning

Street Address913 GOTTHARD PASS DR
CityWINTER HAVEN
StateFL
Zip33881-9420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE LUCERNE PHASE 5 PB 180 PGS 35-40 LOT 26
Legal Range26E
Legal Township28S
Legal Section02
Legal SubdivisionLAKE LUCERNE PHASE 5
Legal Phase5
Legal Block2
Legal Lot Number26
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2021
Census Tract12803

Owner

913 Gotthard Pass Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address6270 WILES RD, 203, CORAL SPRINGS, FL 33067-4327
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2024 · Amount on File
Deed SaleSep 3, 2024 · Amount on File
Deed Document Number2024202501
Deed Book / Page13250 / 191
Record UpdatedOct 29, 2026

August 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 2, 2021
Property Address913 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9420
Document Number0000199929
Book / Page11829 / 232
Map ReferenceMB 180 PG 35
Instrument DateJul 23, 2021
Instrument2021199929
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,718.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9420

Mortgage

Document Number0011829234
DateAug 2, 2021
Instrument11829/234
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 913 Gotthard Pass Dr was $4,391 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$214,703 (-8.59%) Land $50,000 Building $164,703$214,703 (-8.59%) Land $50,000 Building $164,703
2025$4,391.00$234,884 Land $50,000 Building $184,884$234,884 Land $50,000 Building $184,884
2023$3,334.00 (+2.93%) Homeowner's exemption$219,386 (+3%)$245,434 (+12.02%) Land $48,000 Building $197,434
2022$3,239.00 Homeowner's exemption$212,996$219,096 Land $40,000 Building $179,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 913 Gotthard Pass Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 Gotthard Pass Dr is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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