Calvert County property record for 920 Ed Joy Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,097 sqft · built 1986 |
| Lot Size | 2.19 acres (95,396 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,147 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-005782 |
| Primary APN | 01-005782 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,097 sqft Total Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 95,396 sqft (2.19 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 110 sqft |
| Deck Area | 360 sqft |
| Boat Access | Boat Access |
| Boat House | 450 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 005782 |
|---|---|
| Street Address | 920 ED JOY RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 2.19 AC 920 ED JOY RD ST JOHN CREEK |
| Legal Subdivision | JOHN CREEK |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 860901 |
920 Ed Joy Rd is owner-occupied and held in a trust since April 2024.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 920 ED JOY RD, LUSBY, MD 20657-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2024 |
| Transfer Doc | 0065800214 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 920 Ed Joy Rd was $6,147 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $566,000 (+3.07%) Land $379,700 Building $186,300 | $566,000 (-) Land $379,700 Building $186,300 | |
| 2025 | $6,147.00 Homeowner's exemption | $549,133 | $566,000 Land $379,700 Building $186,300 |
| 2023 | $5,355.00 Homeowner's exemption | $515,400 Land $379,700 Building $135,700 | $515,400 Land $379,700 Building $135,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 Ed Joy Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 920 Ed Joy Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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