Calvert County property record for 910 Ed Joy Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,446 sqft · built 1995 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,256,375 (Jul 2024) |
| Tax Bill | $9,069 (2025) |
| Deeds & Mortgages | Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-006185 |
| Primary APN | 01-006185 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,446 sqft Total Area |
| Utility Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 52,708 sqft (1.21 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 924 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 738 sqft |
| Deck Area | 1,319 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 006185 |
|---|---|
| Street Address | 910 ED JOY RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 1.21 AC 910 ED JOY RD ST JOHN CREEK |
| Legal Subdivision | JOHN CREEK |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 860901 |
910 Ed Joy Rd is owned and occupied by two individuals who bought it in July 2024.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 910 ED JOY RD, LUSBY, MD 20657-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on File |
| Deed Sale | Jul 15, 2024 · Amount on File |
| Deed Book / Page | 6593 / 50 |
| Prior Transfer Date | Dec 30, 2019 |
| Prior Transfer Doc | 0055040001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 3, 2020 |
| Property Address | 910 ED JOY RD, LUSBY, MD 20657-2620 |
| Document Number | 0055040001 |
| Book / Page | 005504 / 000001 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 910 ED JOY RD LUSBY MD 206572620, LUSBY, MD 20657-2620 |
The 2025 property tax bill for 910 Ed Joy Rd was $9,069.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $860,400 (+4.93%) Land $355,200 Building $505,200 | $860,400 (-) Land $355,200 Building $505,200 | |
| 2025 | $9,069.00 | $819,967 | $860,400 Land $355,200 Building $505,200 |
| 2023 | $7,679.00 | $739,100 Land $355,200 Building $383,900 | $739,100 Land $355,200 Building $383,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 910 Ed Joy Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 910 Ed Joy Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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