920 E Main St, Manchester, IA 52057 Property Records

Delaware County property record for 920 E Main St, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,226 sqft · built 1900
Lot Size	0.289 acres (12,573 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Oct 2014)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`630283304100`

Property Details

APN / Parcel Number

Primary APN	`630283304100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area
1st Floor Area	756 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	12,573 sqft (0.289 acres)
Lot Dimensions	127 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	920 E MAIN ST
City	MANCHESTER
State	IA
Zip	52057-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 127' & EX E 33' LT 7 SUB LT 1 SUB SW 1/4 & S 1/4 NW
Legal Range	05W
Legal Township	89N
Legal Section	28
Legal Subdivision	SUBD LOT 1
Legal Lot Number	1,7
Jurisdiction	DELAWARE IA
Township / Civil Division	DELAWARE
Census Block Group	3
Census Block	3015
Census Tract	950300

Owner

920 E Main St is owned and occupied by two individuals who acquired it in January 2026.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	920 E MAIN ST, MANCHESTER, IA 52057-1861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Intrafamily Transfer, Transfer
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2014 · Amount on File
Deed Sale	Oct 1, 2014 · Amount on File
Prior Sale	Nov 10, 2005 · Amount on File
Deed Document Number	20142471
Deed Book / Page	2014 / 2471
Last Transfer Date	Jan 7, 2026
Transfer Doc	002026/152
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE IA
Recording Date	Jan 21, 2026
Property Address	920 E MAIN ST, MANCHESTER, IA 52057-1861
Document Number	002026/152
Book / Page	2026 / 152
Map Reference	MB A PG 23
Instrument Date	Jan 7, 2024
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 E MAIN ST, MANCHESTER, IA 52057-1861

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	920 E MAIN ST, MANCHESTER, IA 52057-1861
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2471
Date	Aug 19, 2022
Book Page	2022/2471
Instrument	22-2471

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Mar 1, 2028

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	920 E MAIN ST, MANCHESTER, IA 52057-1861
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2749
Date	Aug 17, 2020
Book Page	2020/2749
Instrument	2020 2749

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	920 E MAIN ST, MANCHESTER, IA 52057-1861
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000873
Date	Apr 6, 2018
Book Page	0000002018/0000000873
Instrument	000000000873

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	297 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 920 E Main St was $3,668 with a homeowner's exemption, down 27.8% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Manchester City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,100 (+0.26%) Land $31,500 Building $200,600	$232,100 (+0.26%) Land $31,500 Building $200,600
2025	$3,668.00 (-27.75%) Homeowner's exemption	$231,500 Land $30,900 Building $200,600	$231,500 Land $30,900 Building $200,600
2024	$5,077.00
2023		$166,900 (+52.7%) Land $26,500 Building $140,400	$166,900 Land $26,500 Building $140,400
2022	$2,078.00 Homeowner's exemption	$109,300 Land $17,600 Building $91,700
2021			$109,300 Land $17,600 Building $91,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 920 E Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1999–2025)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 920 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER SUPPLY serves 5,077 people · EPA ID IA2839021
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Comelec Internet Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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