920 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 920 E Lloyd St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,363 sqft · built 1917
Lot Size	0.414 acres (18,038 sqft)
Owner	Individual Name on File
Tax Bill	$531 (2024)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-140-176`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-140-176`
Alternative APN	`141476000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,363 sqft Adjusted Area
1st Floor Area	1,803 sqft
Upper Floors Area	440 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1947
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,038 sqft (0.414 acres)
Lot Width	125 ft Width
Garage Type	Carport
Garage Area	340 sqft
Carport	Carport
Porch	Porch
Porch Area	188 sqft
Utility Building	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	141476000
Old Parcel Number	141476000
Street Address	920 E LLOYD ST
City	PENSACOLA
State	FL
Zip	32503-5969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1,R-1AA
Legal Description	LT 15 & W 22 1/2 FT OF N 68 FT OF LT 14 ALSO W 10 FT OF S 69 FT OF LT 14 AND LT 16 AND E 35 FT OF LT 17 BLK 176 NEW CITY
Legal Township	01N
Legal Subdivision	NEW CITY TRACT
Legal Block	176
Legal Lot Number	15
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	3
Census Block	3045
Census Tract	802

Owner

920 E Lloyd St is owned and occupied by an individual who acquired it in October 2016.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	920 E LLOYD ST, PENSACOLA, FL 32503-5969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2016
Deed Sale	Oct 6, 2016
Deed Document Number	0007602608
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	920 E LLOYD ST, PENSACOLA, FL 32503-5969
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076931412
Date	Apr 10, 2017
Book Page	7693/1412
Instrument	2017026185

Lender

Name	MEMBERS FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	PENSACOLA, FL 32591

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2027

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,762	$404,965 Land $220,244 Building $184,721
2024	$531.00 (+4.73%)
2023	$507.00 (-12.28%) Homeowner's exemption Widower's exemption	$72,427 (+3%)	$372,783 (+5.28%) Land $197,209 Building $175,574
2022	$578.00 Homeowner's exemption Widower's exemption	$70,318	$354,094 Land $197,209 Building $156,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2007–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20