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913 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 913 E Lloyd St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,830 sqft · built 1901
Lot Size0.253 acres (10,999 sqft)
Owner2 Trust Names on File
Last Sale$406,800 (Aug 2019)
Tax Bill$120 (2025)
Deeds & MortgagesAug 2023 Line of Credit
May 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN00-0S-00-9025-005-155

Property Details

APN / Parcel Number

Primary APN00-0S-00-9025-005-155
Alternative APN
  • 141252000

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,830 sqft Living Area
1st Floor Area1,830 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 2000
Exterior MaterialAsbestos Siding
Construction TypeWood
Foundation TypeWood
Roof TypeHip
Roof MaterialOther
Lot Area10,999 sqft (0.253 acres)
Lot Width80 ft Width

Exterior Amenities

PorchOpen Porch
Porch Area320 sqft
Deck Area592 sqft
Patio Area592 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number141252000
Street Address913 E LLOYD ST
CityPENSACOLA
StateFL
Zip32503-5968
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-1,R-1AA
Legal DescriptionLTS 5 6 BLK 155 NEW CITY TRACT OR 8148 P 660 OR 8974 P 1260 CA 66
Legal SubdivisionNEW CITY TRACT
Legal Block155
Legal Lot Number5
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group3
Census Block3052
Census Tract802

Owner

913 E Lloyd St is owner-occupied and held in a trust since May 2023.

Source: Escambia County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address913 E LLOYD ST, PENSACOLA, FL 32503-5968
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2023Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
May 9, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 15, 2021Deed of Trust, Mortgage · VA Mortgage
MERIDIAN BANK
Aug 19, 2019Warranty Deed, Transfer · VA Mortgage
SERVISFIRST BANK
Oct 18, 2017Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2019 · Amount on File
Deed SaleAug 19, 2019 · Amount on File
Prior SaleApr 6, 2016 · Amount on File
Deed Document Number201971764
Deed Book / Page8148 / 660
Last Transfer DateMay 5, 2023
Transfer Doc0089741260
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address913 E LLOYD ST, PENSACOLA, FL 32503-5968
Transaction TypeMortgage
Record UpdatedSep 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 E LLOYD ST, PENSACOLA, FL 32503-5968

Mortgage

Document Number0090301298
DateAug 23, 2023
Book Page9030/1298
Instrument2023069129
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 14, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionESCAMBIA FL
Recording DateMay 9, 2023
Property Address913 E LLOYD ST, PENSACOLA, FL 32503-5968
Document Number0089741260
Book / Page8974 / 1260
Instrument DateMay 5, 2023
Instrument2023036841
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address913 E LLOYD ST, PENSACOLA, FL 32503-5968

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address913 E LLOYD ST, PENSACOLA, FL 32503-5968

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address913 E LLOYD ST, PENSACOLA, FL 32503-5968
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 W LLOYD ST, PENSACOLA, FL 32501-2468

Mortgage

Document Number0086610676
DateNov 15, 2021
Book Page8661/676
Instrument2021124772
Lender
NameMERIDIAN BANK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
TypeVA Mortgage
AmountAmount on Record
Term358 Months
DueSep 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateAug 19, 2019
Property Address913 E LLOYD ST, PENSACOLA, FL 32503-5968
Document Number0081480660
Book / Page8148 / 0660
Instrument DateAug 16, 2019
Instrument2019071764
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanySOUTHERN GUARANTY TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,847.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address324 W STRONG ST, 324, PENSACOLA, FL 32501-3046

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 E LLOYD ST, PENSACOLA, FL 32503-5968
InvestorPossibly a Property Investor

Mortgage

Document Number0008148661
DateAug 19, 2019
Instrument8148/661
Lender
NameSERVISFIRST BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address913 E LLOYD ST, PENSACOLA, FL 32503-5968
Document Number0078040695
Book / Page007804 / 000695
Instrument DateOct 18, 2017
Transaction TypeMortgage
Record UpdatedNov 15, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 E LLOYD ST PENSACOLA FL 325035968, PENSACOLA, FL 32503-5968

Mortgage

Document Number0078040695
DateNov 2, 2017
Book Page007804/000695
Instrument86579
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueNov 1, 2057
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 913 E Lloyd St was $120 with exemptions applied.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$120.00 Homeowner's exemption Veteran's exemption$293,561$476,751 Land $165,000 Building $311,751
2024$120.00 (+5%)
2023$80.00 Additional exemption filed$276,979 (+3%)$425,345 (+13.75%) Land $143,000 Building $282,345
2022$80.00 Homeowner's exemption$268,912$373,944 Land $143,000 Building $230,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 913 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims3 (2007–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
T-Mobile
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30

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