913 E Clark St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 913 E Clark St, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,251 sqft · built 1962
Lot Size	0.205 acres (8,928 sqft)
Owner	Individual Name on Record
Last Sale	$72,800 (Aug 2020)
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-719012-53`

Property Details

APN / Parcel Number

Primary APN	`004-719012-53`
Alternative APNs	`43-11-08-200-512.000-032` `00000009976` `0471901253`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	1,251 sqft
Basement Area	792 sqft
Finished Basement	528 sqft
Unfinished Basement	264 sqft
Family Room	Family Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1972
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,928 sqft (0.205 acres)
Lot Dimensions	72 ft deep x 124 ft wide
Garage Type	Detached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000009976
Street Address	913 E CLARK ST
City	WARSAW
State	IN
Zip	46580-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	004-044-499.A 2 FT E SIDE LOT 42 ALSO 8' N END & LOT 43 CONDS ADD
Legal Range	6
Legal Township	32
Legal Section	8
Legal Subdivision	CONDS ADD
Legal Lot Number	42,43
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1005
Census Tract	962000

Owner

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	913 E CLARK ST, WARSAW, IN 46580-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Aug 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Mar 31, 2015 · Amount on Record
Deed Document Number	202080592
Prior Transfer Date	Aug 3, 2020
Prior Transfer Doc	2020080592
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	913 E CLARK ST, WARSAW, IN 46580-3428
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 E CLARK ST, WARSAW, IN 46580-3428

Mortgage

Document Number	2021120723
Date	Dec 13, 2021
Instrument	2021120723

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Aug 12, 2020
Property Address	913 E CLARK ST, WARSAW, IN 46580-3428
Document Number	2020080592
Instrument Date	Aug 3, 2020
Instrument	2020080592
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	913 E CLARK ST, WARSAW, IN 46580-3428

Mortgage

Document Number	2020080593
Date	Aug 12, 2020
Instrument	2020080593

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,570.00 (+14.43%) Homeowner's exemption	$169,600 (+9.7%) Land $28,300 Building $141,300	$169,600 (+9.7%) Land $28,300 Building $141,300
2024	$1,372.00 (+8.03%)
2023	$1,270.00 (+2.17%)	$154,600 (+5.03%) Land $21,300 Building $133,300	$154,600 (+5.03%) Land $21,300 Building $133,300
2022	$1,243.00	$147,200 Land $17,800 Building $129,400	$147,200 Land $17,800 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1982–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 9 claims Severe Storms, Tornadoes, And Flooding, Mar 2009 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Metronet.

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