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920 Cottrell Hill Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 920 Cottrell Hill Rd, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 859 sqft · built 1945
Lot Size2.18 acres (94,961 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Jun 2023)
Tax Bill$822 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Mar 2023 Transfer
Flood ZoneZone X (minimal risk)
APN09 71 1 17

Property Details

APN / Parcel Number

Primary APN09 71 1 17
Alternative APNs
  • 140099
  • 177907

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area859 sqft Heated Area
Gross Area887 sqft
1st Floor Area859 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area94,961 sqft (2.18 acres)
PorchSlab
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number177907
Street Address920 COTTRELL HILL RD
CityLENOIR
StateNC
Zip28645-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2088 PG 1309 YR 2023 ST 270.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOWER CREEK
Census Block Group2
Census Block2016
Census Tract31100

Owner

Source: Caldwell County records · APN 09 71 1 17

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address922 COTTRELL HILL RD, LENOIR, NC 28645-3814
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 17, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2023 · Amount on Record
Deed SaleJun 22, 2023 · Amount on Record
Prior SaleJan 13, 2010 · Amount on Record
Deed Document Number202310085708
Deed Book / Page2086 / 1309
Prior Transfer DateDec 02, 2022
Prior Transfer Doc0020790565
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateJun 22, 2023
Property Address920 COTTRELL HILL RD, LENOIR, NC 28645-3814
Document Number0020861309
Book / Page2086 / 1309
Instrument DateJun 21, 2023
Instrument10085708
Transaction TypeTransfer
Record UpdatedMar 06, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1811 TEAGUE TOWN RD, TAYLORSVILLE, NC 28681-6766

Transferred To (Grantee/Buyer)

NameVerified Name
Address927 COTTONWOOD CT, CORONA, CA 92879-2617

Mortgage

Document Number0010085709
DateJun 22, 2023
Instrument10085709
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALDWELL NC
Recording DateMar 17, 2023
Property Address920 COTTRELL HILL RD, LENOIR, NC 28645-3814
Document Number0020790565
Book / Page2079 / 565
Instrument DateDec 02, 2022
Instrument10082438
Transaction TypeTransfer
Record UpdatedJul 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1811 TEAGUE TOWN RD, TAYLORSVILLE, NC 28681-6766

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityLenoir City
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$822.00 (+79.08%)$127,600 (+97.22%) Land $26,900 Building $100,700$127,600 (+97.22%) Land $26,900 Building $100,700
2024$459.00 (-41.97%)
2023$64,700 (-) Land $22,900 Building $41,800$64,700 (-) Land $22,900 Building $41,800
2022$791.00$64,700 Land $22,900 Building $41,800$64,700 Land $22,900 Building $41,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T.

Based on FCC filings for 44 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LENOIR
serves 26,388 people
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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