906 Cottrell Hill Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 906 Cottrell Hill Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,260 sqft · built 1963
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jun 2020)
Tax Bill	$1,632 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09 71 1 18`

Property Details

APN / Parcel Number

Primary APN	`09 71 1 18`
Alternative APN	`168850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,260 sqft Heated Area
Gross Area	4,992 sqft
1st Floor Area	2,260 sqft
Basement Area	1,960 sqft
Unfinished Basement	1,960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Lot Dimensions	188 ft deep x 154 ft wide
Garage Type	Mixed
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	244 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	168850
Street Address	906 COTTRELL HILL RD
City	LENOIR
State	NC
Zip	28645-3814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1989 PG 1238 YR 20 ST 420.00 LOT B
Legal Lot Number	B
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	2
Census Block	2016
Census Tract	31100

Owner

906 Cottrell Hill Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	906 COTTRELL HILL RD, LENOIR, NC 28645-3814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on File
Deed Sale	Jun 1, 2020 · Amount on File
Prior Sale	Sep 1, 1994 · Amount on File
Deed Document Number	202010044531
Deed Book / Page	1989 / 1238
Prior Transfer Date	Apr 7, 2016
Prior Transfer Doc	0000094104
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 1, 2020
Property Address	906 COTTRELL HILL RD, LENOIR, NC 28645-3814
Document Number	0010044531
Book / Page	001989 / 001238
Instrument Date	May 14, 2020
Instrument	10044531
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	906 COTTRELL HILL RD LENOIR NC 286453814, LENOIR, NC 28645-3814

Mortgage

Document Number	10044532
Date	Jun 1, 2020
Book Page	001989/001242
Instrument	10044532

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 906 Cottrell Hill Rd was $1,632, down 25.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,632.00 (-25.72%)	$345,900 (-) Land $18,800 Building $327,100
2025	$2,197.00 (+78.04%)	$345,900 Land $18,800 Building $327,100	$345,900 Land $18,800 Building $327,100
2024	$1,234.00
2023		$193,200 (-) Land $16,000 Building $177,200	$193,200 (-) Land $16,000 Building $177,200
2022	$2,328.00	$193,200 Land $16,000 Building $177,200	$193,200 Land $16,000 Building $177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 Cottrell Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 Cottrell Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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