Cherokee County property record for 920 Co Rd 449, Centre, AL 35960 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 3,522 sqft Living Area |
| Lot Size | 59,242 sqft (1.36 acres) |
| Garage | 804 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $302,240 (2015) |
| Tax Bill | $1,919.00 (2025) |
| Primary APN | 13-14-02-10-0-000-133.013 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,522 sqft Living Area |
| 1st Floor | 2,160 sqft 1st Floor |
| Upper Floors | 1,362 sqft Upper Floors |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 59,242 sqft (1.36 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 804 sqft Garage |
| Porch Area | 948 sqft Porch |
| Account Number | 29657 |
|---|---|
| Street Address | 920 COUNTY ROAD 449 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6830 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 13 & 15, WESTBAY ESTATES PB 9 PG 98 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 10 |
| Legal Subdivision | WESTBAY ESTATES SD |
| Legal Lot Number | 13,15 |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CENTRE |
| Census Blockgroup | 3 |
| Census Block | 3039 |
| Census Tract | 956000 |
Source: Cherokee County records · APN 13-14-02-10-0-000-133.013
Assessment roll updated December 1, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 920 COUNTY ROAD 449, CENTRE, AL 35960-6830 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Feb 02, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jul 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2015 · Amount on Record |
| Deed Sale | Aug 28, 2015 · Amount on Record |
| Prior Sale | Jan 26, 2005 |
| Deed Doc Number | 2015190048 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 920 COUNTY ROAD 449, CENTRE, AL 35960-6830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 920 COUNTY ROAD 449, CENTRE, AL 35960-6830 |
| Document Number | 0000242246 |
|---|---|
| Date | Feb 02, 2026 |
| Instrument | 242246 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 920 COUNTY ROAD 449, CENTRE, AL 35960-6830 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 213539 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 213539 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Mar 21, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 920 COUNTY ROAD 449, CENTRE, AL 35960-6830 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 208077 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 208077 |
| Name | FIRST FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2039 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,919.00 Homeowner's exemption | $41,960 (-) Land $1,660 Building $40,300 | $419,500 (-) Land $16,500 Building $403,000 |
| 2024 | $1,919.00 Additional exemption filed | $41,960 (-) Land $1,660 Building $40,300 | $419,500 (-) Land $16,500 Building $403,000 |
| 2023 | $1,919.00 Homeowner's exemption | $41,960 (-) | $419,500 (-) Land $16,500 Building $403,000 |
| 2022 | $1,919.00 Homeowner's exemption | $41,960 Land $1,660 Building $40,300 | $419,500 Land $16,500 Building $403,000 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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