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  5. Co Rd 449

850 Co Rd 449, Centre, AL 35960 Property Records

Cherokee County property record for 850 Co Rd 449, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,490 sqft · built 1996
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$565,000 (Mar 2020)
Tax Bill$3,603 (2026)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN13-14-02-10-0-000-133.008

Property Details

APN / Parcel Number

Primary APN13-14-02-10-0-000-133.008
Alternative APNs
  • ALT APN:1402100000133008
  • 209436

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,490 sqft Living Area
1st Floor Area2,175 sqft
Upper Floors Area1,315 sqft
Basement Area1,418 sqft
Unfinished Basement1,418 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area290 sqft
Deck Area290 sqft
Boat AccessBoat Access
Boat HouseBoat House

Location & Zoning

Account Number209436
Street Address850 COUNTY ROAD 449
CityCENTRE
StateAL
Zip35960-6828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9, WESTBAY ESTATES SD, PB 9 PG 98
Legal Range09E
Legal Township10S
Legal Section10
Legal SubdivisionWESTBAY ESTATES SD
Legal Lot Number9
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group3
Census Block3007
Census Tract956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address850 COUNTY ROAD 449, CENTRE, AL 35960-6828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2020 · Amount on Record
Deed SaleMar 16, 2020 · Amount on Record
Prior SaleNov 2, 2006
Deed Document Number2020211407
Record UpdatedOct 29, 2026

March 2020: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCHEROKEE AL
Recording DateMar 16, 2020
Property Address850 COUNTY ROAD 449, CENTRE, AL 35960-6828
Document Number0000211407
Map ReferencePB 9 PG 98
Instrument DateMar 13, 2020
Instrument211407
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address850 COUNTY ROAD 449, CENTRE, AL 35960-6828

Transferred To (Grantee/Buyer)

NameVerified Name
Address850 COUNTY ROAD 449, CENTRE, AL 35960-6828

Mortgage

Document Number0000211408
DateMar 16, 2020
Instrument211408
Lender
NameACOPIA LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCentre City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,603.00 (+7.1%)
2025$3,364.00 (+1.48%) Homeowner's exemption$67,520 (+1.59%) Land $16,060 Building $51,460$727,000 (+1.47%) Land $160,500 Building $566,500
2024$3,315.00 Additional exemption filed$66,460 (-7.26%) Land $15,000 Building $51,460$716,500 (-) Land $150,000 Building $566,500
2023$3,315.00 Homeowner's exemption$71,660 (+254.75%)$716,500 (-) Land $150,000 Building $566,500
2022$3,315.00 Homeowner's exemption$20,200 Land $15,000 Building $5,200$716,500 Land $150,000 Building $566,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CENTRE, WW AND SB OF THE
serves 8,163 people · EPA ID AL0000188
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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