920 Cherokee Trl, Willoughby, OH 44094 Property Records

Lake County property record for 920 Cherokee Trl, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,156 sqft · built 1971
Lot Size	0.091 acres (3,999 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (Jun 2020)
Tax Bill	$3,786 (2023)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-B-055-B-00-132-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-055-B-00-132-0`
Alternative APN	`131`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
1st Floor Area	1,156 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	3,999 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	96 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	131
Street Address	920 CHEROKEE TRL
City	WILLOUGHBY
State	OH
Zip	44094-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 1 & 4 DOUGLASS & 16 TRACT
Legal Subdivision	ARROWHEAD BEACH NO. 2
Legal Block	C
Legal Lot Number	8
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1001
Census Tract	201700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 CHEROKEE TRL, WILLOUGHBY, OH 44094-7209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 12, 2017	Grant Deed, Transfer COMMUNITY FIRST TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	453308
Record Updated	Jun 7, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jun 11, 2020
Property Address	920 CHEROKEE TRL, WILLOUGHBY, OH 44094-7209
Document Number	0000015260
Instrument Date	Jun 10, 2020
Instrument	2020R015260
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CHEROKEE TRL, WILLOUGHBY, OH 44094-7209

Mortgage

Document Number	0000015261
Date	Jun 11, 2020
Instrument	2020R015261

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE OH
Recording Date	Jan 12, 2017
Property Address	920 CHEROKEE TRL, WILLOUGHBY, OH 44094-7209
Document Number	0000001015
Instrument Date	Dec 9, 2016
Instrument	1015
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	COMMUNITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,786.00 (+53.09%) Homeowner's exemption	$39,990 (-) Land $7,860 Building $32,130
2022	$2,473.00 Homeowner's exemption	$39,990 Land $7,860 Building $32,130
2021			$114,240 Land $22,450 Building $91,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2006)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	AQUA OHIO - MENTOR
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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